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    <item>
      <title>Grapevine: SEC Rule 15c2-11 Proposal; SFR Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC proposes to exempt MBS, ABS from Rule 15c2-11; Amherst offering single-family rental securitization; Morningstar offers “bring your own loan” rating analysis; subprime MBS from 1999 downgraded.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236983</guid>
      <pubDate>Thu, 19 Mar 2026 17:03:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236983-grapevine-sec-proposal-on-rule-15c2-11-sfr-securitization-marketing</link>
    </item>
    <item>
      <title>Utility Recovery Bond Players Argue They’re Not ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers of utility recovery bonds want the SEC to treat the asset as corporate bonds. They raised concerns about a recent flip by the SEC to treat URBs as ABS, though the SEC notes that it has considered some URBs to be ABS for years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236138</guid>
      <pubDate>Thu, 11 Dec 2025 16:28:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236138-utility-recovery-bond-players-argue-theyre-not-abs</link>
    </item>
    <item>
      <title>SEC Asked to Rescind Disclosures for Unsolicited Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The request came from the CRE Finance Council, the Mortgage Bankers Association and the Securities Industry and Financial Markets Association. The groups said the disclosure requirements have negatively impacted the commercial MBS market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235956</guid>
      <pubDate>Thu, 20 Nov 2025 16:21:46 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235956-sec-asked-to-rescind-disclosures-for-unsolicited-ratings</link>
    </item>
    <item>
      <title>ABS Players Consider Public Versus Private Issuance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC is looking to revise disclosure requirements to boost issuance of publicly-registered deals. Investors see some positives in private placements, which might not be easy to replicate in the public market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235777</guid>
      <pubDate>Thu, 30 Oct 2025 16:27:15 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235777-abs-players-consider-benefits-of-public-securitizations</link>
    </item>
    <item>
      <title>SEC Looking to Boost Public Issuance of MBS, ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Securities and Exchange Commission will be seeking feedback next month on ways to boost issuance of publicly-registered MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235257</guid>
      <pubDate>Thu, 04 Sep 2025 16:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235257-sec-looking-to-boost-public-issuance-of-mbs-abs</link>
    </item>
    <item>
      <title>ABS Market Largely Comfortable With SEC Conflicts Rule</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The rule, implemented in June, aims to prevent conflicts of interest in the ABS market. The SEC provided no-action relief in May, helping ease compliance with the rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235141</guid>
      <pubDate>Thu, 21 Aug 2025 14:35:50 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235141-abs-market-largely-comfortable-with-sec-conflicts-rule</link>
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    <item>
      <title>FINRA Walks Back Plan for Faster Reporting of Trades</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In September, FINRA received approval from the SEC for a plan to require one-minute reporting of many MBS and ABS trades. Now the self-regulatory organization is scuttling implementation, citing concerns from industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234584</guid>
      <pubDate>Fri, 20 Jun 2025 09:20:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234584-finra-walks-back-plan-for-fast-reports-of-trades</link>
    </item>
    <item>
      <title>Members of Congress Press Powell on Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Reps. Ann Wagner, R-MO, and Brad Sherman, D-CA, raised concerns of the securitization industry with Federal Reserve Chair Jerome Powell. They aim to influence a proposal to implement changes to capital requirements for large banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233910</guid>
      <pubDate>Thu, 03 Apr 2025 17:00:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233910-members-of-congress-press-powell-on-securitization</link>
    </item>
    <item>
      <title>ABS Market Sees Regulatory Reform Opportunities</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration is likely to take actions that will reduce regulation for the MBS and ABS markets. Industry participants are working to shape the actions while also staying nimble.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233624</guid>
      <pubDate>Thu, 06 Mar 2025 16:08:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233624-abs-market-sees-regulatory-reform-opportunities</link>
    </item>
    <item>
      <title>DOE Reform Could Lead to Larger Private Student Loan Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Threats of the potential closure of the Department of Education could massively expand private student loan ABS issuance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233641</guid>
      <pubDate>Thu, 06 Mar 2025 16:01:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233641-doe-reform-could-lead-to-larger-private-student-loan-market</link>
    </item>
    <item>
      <title>Grapevine: SEC Extends Relief on Reporting Rule; New CES Issuer</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ABS receive no-action relief on Rule 15c2-11 reporting; Ellington Management Group to securitize closed-end second liens.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232877</guid>
      <pubDate>Thu, 05 Dec 2024 15:48:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232877-grapevine-relief-extended-on-sec-reporting-rule-new-ces-issuer</link>
    </item>
    <item>
      <title>NAIC Proposal on Credit Rating Alteration Stalls</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A task force at the National Association of Insurance Commissioners recommended adoption of a proposal to alter credit ratings on investments at insurance companies. However, NAIC didn’t move forward with the proposal at a meeting last week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231905</guid>
      <pubDate>Thu, 22 Aug 2024 16:53:47 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231905-naic-proposal-on-credit-rating-alteration-stalls</link>
    </item>
    <item>
      <title>OCC Rejects Effort by Bank With SPV Transaction</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A bank sought approval from the OCC to have a special purpose vehicle treated as a securitization for capital requirement purposes. The OCC demurred, noting that just because the transaction was an SPV didn’t make it an ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231866</guid>
      <pubDate>Thu, 15 Aug 2024 17:25:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231866-occ-rejects-effort-by-bank-with-spv-transaction</link>
    </item>
    <item>
      <title>Some Risks as ABS Issuers Use AI for Underwriting</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[As AI becomes ubiquitous in both the origination and securitization of loans, the U.S. regulatory framework is likely to evolve closer to the stricter rules used in the European Union.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231278</guid>
      <pubDate>Thu, 13 Jun 2024 17:17:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231278-prospects-for-ai-in-structured-finance</link>
    </item>
    <item>
      <title>Morningstar Calls for Rating Mapping From SEC</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The SEC or another federal entity should map credit ratings among competing rating services, similar to efforts by regulators in other countries, according to Morningstar. The firm said rating mapping can help keep competition strong among rating services.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231226</guid>
      <pubDate>Thu, 06 Jun 2024 16:58:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231226-morningstar-calls-for-rating-mapping-from-sec</link>
    </item>
    <item>
      <title>SEC Reviewing FINRA Rule on MBS Trade Reporting Timeframe</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A proposal from FINRA to reduce the timeframe in which trades of MBS and ABS must be reported didn’t sit well with some industry participants, prompting the SEC to take a closer look at the proposal.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230898</guid>
      <pubDate>Thu, 02 May 2024 16:55:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230898-sec-reviews-finra-proposal-on-mba-abs-trading</link>
    </item>
    <item>
      <title>Regulators Consider Revisions for Capital Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal Reserve Governor Michelle Bowman highlighted issues in the proposed rule that impact MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230822</guid>
      <pubDate>Thu, 25 Apr 2024 16:45:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230822-regulators-consider-revisions-for-capital-proposal</link>
    </item>
    <item>
      <title>CFPB Late Fee Ruling May Impact Credit Card ABS Performance</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new credit card late fee rule could increase charge-offs and lead to tighter credit card underwriting standards.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230394</guid>
      <pubDate>Thu, 07 Mar 2024 16:47:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230394-cfpb-late-fee-ruling-may-impact-credit-card-abs-performance</link>
    </item>
    <item>
      <title>FINRA Proposes Faster Reporting on MBS/ABS Trades</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FINRA proposed reducing trade reporting requirements to one minute after execution from 15 minutes. Many trades of agency debt securities and TBA MBS already meet the proposed reporting requirements, while ABS reporting lags.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229953</guid>
      <pubDate>Thu, 18 Jan 2024 16:22:33 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229953-finra-proposes-faster-reporting-on-mbs-abs-trades</link>
    </item>
    <item>
      <title>SEC Final Rule on Conflicts of Interest More Palatable</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The SEC has finalized a rule prohibiting certain conflicts of interest in the securitization market. Industry participants are largely happy with changes in the final version of the rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229584</guid>
      <pubDate>Thu, 30 Nov 2023 17:10:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229584-sec-rule-on-conflicts-of-interest-seen-as-workable</link>
    </item>
    <item>
      <title>ABS Market Prepares for New Reporting Requirements</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[In 2024, limited liability companies and certain other entities will have to begin reporting beneficial ownership information to the Financial Crimes Enforcement Network. ABS issuers will generally be covered by the requirements but CLO issuers will not.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229451</guid>
      <pubDate>Thu, 16 Nov 2023 17:00:22 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229451-fincens-beneficial-ownership-info-reporting-requirements-take-effect-soon</link>
    </item>
    <item>
      <title>SEC Provides Relief on Disclosure Standard for 144A Issuance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The change in course was fueled by mounting pressure from industry participants and members of Congress, among other stakeholders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229378</guid>
      <pubDate>Thu, 09 Nov 2023 17:00:34 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229378-sec-provides-relief-on-disclosure-standard-for-144a-issuance</link>
    </item>
    <item>
      <title>Fed Vows More Scrutiny of Banks’ Interest Rate Risk</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal Reserve examiners didn’t do enough to prevent the failure of Silicon Valley Bank, according to the Fed’s IG. Now, the Fed is working to address interest rate risk tied to bank holdings of MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229137</guid>
      <pubDate>Thu, 12 Oct 2023 16:43:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229137-fed-vows-more-scrutiny-of-banks-interest-rate-risk</link>
    </item>
    <item>
      <title>Concerns Linger on NAIC’s Credit Rating Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Members of the National Association of Insurance Commissioners defended NAIC’s plan to allow state insurance commissioners to overrule the ratings assigned to MBS and ABS held by insurance companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228987</guid>
      <pubDate>Thu, 28 Sep 2023 15:47:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228987-concerns-linger-on-naics-credit-rating-proposal</link>
    </item>
    <item>
      <title>Supreme Court Decision to Have Limited Impact on Student Loan ABS</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The federal government’s new income-driven repayment plan, introduced after the Supreme Court decision, should drive prepayments higher to the benefit of seasoned deals, rating services said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228318</guid>
      <pubDate>Thu, 13 Jul 2023 17:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228318-supreme-court-decision-to-have-limited-impact-on-slabs</link>
    </item>
    <item>
      <title>SEC Willing to Scale Back Some of Conflicts Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC staff are considering revisions to a proposed rule that would prohibit conflicts of interest in the securitization market. But the agency reportedly won’t budge on some portions of the rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228140</guid>
      <pubDate>Thu, 22 Jun 2023 14:06:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228140-sec-willing-to-scale-back-some-of-conflicts-proposal</link>
    </item>
    <item>
      <title>Uncertainty on Risk Retention for Hydrocarbon Wells</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Credit risk-retention requirements don’t apply to notes issued in connection to a structured PDP well financing, according to Vinson & Elkins attorneys.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228113</guid>
      <pubDate>Thu, 15 Jun 2023 16:13:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228113-uncertainty-on-risk-retention-for-hydrocarbon-wells</link>
    </item>
    <item>
      <title>MBS/ABS Players Optimistic Despite Gloomy Economic Outlook</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[After playing defense in 2022, investors appear to be willing to deploy capital even as the MBS and ABS markets face numerous headwinds. Attendance at this week’s SFVegas conference hit a record level.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227129</guid>
      <pubDate>Thu, 02 Mar 2023 17:30:35 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227129-mbs-and-abs-players-optimistic-despite-economic-outlook</link>
    </item>
    <item>
      <title>Potential and Risks of Blockchain in Securitization</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[S&P Global Ratings said that the advantages of decentralized finance securitizations, including increased transaction speeds and greater transparency, are counterbalanced by several risks in the sector. Many of the risks are inherent to the use of a blockchain, like difficulty correcting errors in registered information.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227116</guid>
      <pubDate>Thu, 02 Mar 2023 17:24:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227116-defi-has-potential-s-and-p-says-but-carries-legal-volatility-risks</link>
    </item>
    <item>
      <title>SEC ABS Conflict of Interest Proposal Under Scrutiny</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Attorneys and structured finance trade groups are combing through the SEC’s proposed rule on conflicts of interest in ABS transactions. Some are concerned the rule might prevent actions to support liquidity or hedging.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226893</guid>
      <pubDate>Thu, 02 Feb 2023 16:40:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226893-abs-participants-raise-concerns-about-sec-proposals-breadth</link>
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