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    <item>
      <title>Upstart Teams Up With Centerbridge for Forward-Flow Deal</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new partnership adds a new funding channel for Upstart’s growing unsecured consumer loan originations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237341</guid>
      <pubDate>Thu, 30 Apr 2026 17:44:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237341-upstart-teams-with-centerbridge-for-forward-flow-deal</link>
    </item>
    <item>
      <title>Hooters Whole-Business Deal Cancelled in Bankruptcy</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In a first-of-its kind ruling, a bankruptcy court ordered a 2021 whole-business securitization from Hooters Restaurant Group to be cancelled and essentially re-issued.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236454</guid>
      <pubDate>Thu, 22 Jan 2026 15:41:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236454-hooters-whole-business-deal-cancelled-in-bankruptcy</link>
    </item>
    <item>
      <title>ABS Players Consider Public Versus Private Issuance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC is looking to revise disclosure requirements to boost issuance of publicly-registered deals. Investors see some positives in private placements, which might not be easy to replicate in the public market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235777</guid>
      <pubDate>Thu, 30 Oct 2025 16:27:15 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235777-abs-players-consider-benefits-of-public-securitizations</link>
    </item>
    <item>
      <title>Investors Showing Exceptionally Strong Demand for MBS, ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The sentiment among investors at the ABS East conference this week was overwhelmingly positive. Attendance at the event hit a record, and investor demand for MBS and ABS is expected to remain strong into 2026, buoyed by anticipated interest rate cuts by the Fed.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235703</guid>
      <pubDate>Thu, 23 Oct 2025 16:56:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235703-investors-showing-exceptionally-strong-demand-for-mbs-abs</link>
    </item>
    <item>
      <title>Grapevine: Fed Holds Steady on MBS; BlackRock, Hoplon Partner</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fed still working toward a Treasury-only balance sheet; BlackRock, Hoplon units partner to bring in new ABS issuers; ABS East set for record attendance; CREFC adjusts plans for DC symposium.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235641</guid>
      <pubDate>Thu, 16 Oct 2025 17:21:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235641-grapevine-fed-holds-steady-on-mbs-plans-blackrock-hoplon-partner</link>
    </item>
    <item>
      <title>Investors Seeing High Returns in Residual Pieces</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Residuals from securitizations can generate close to 20% in returns though the asset class carries significant risks. Nonbanks are showing a strong appetite for the asset, but there is limited liquidity.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235550</guid>
      <pubDate>Thu, 09 Oct 2025 17:20:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235550-investors-seeing-high-returns-in-residual-pieces</link>
    </item>
    <item>
      <title>Fintech Underwriting Boosting ABS Market</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Economists find that the ability of fintechs to incorporate alternative data into their underwriting allows them to expand their borrower base while at the same time reducing defaults and delinquencies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234881</guid>
      <pubDate>Thu, 24 Jul 2025 16:41:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234881-is-fintech-underwriting-better</link>
    </item>
    <item>
      <title>FINRA Walks Back Plan for Faster Reporting of Trades</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In September, FINRA received approval from the SEC for a plan to require one-minute reporting of many MBS and ABS trades. Now the self-regulatory organization is scuttling implementation, citing concerns from industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234584</guid>
      <pubDate>Fri, 20 Jun 2025 09:20:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234584-finra-walks-back-plan-for-fast-reports-of-trades</link>
    </item>
    <item>
      <title>Differences in Private Ratings Prompt Dispute</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rating services disagree over the validity of a National Association of Insurance Commissioners report that highlighted differences in private ratings based on the size of the ratings provider.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234399</guid>
      <pubDate>Thu, 29 May 2025 16:00:11 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234399-differences-in-private-ratings-prompts-dispute</link>
    </item>
    <item>
      <title>Members of Congress Press Powell on Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Reps. Ann Wagner, R-MO, and Brad Sherman, D-CA, raised concerns of the securitization industry with Federal Reserve Chair Jerome Powell. They aim to influence a proposal to implement changes to capital requirements for large banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233910</guid>
      <pubDate>Thu, 03 Apr 2025 17:00:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233910-members-of-congress-press-powell-on-securitization</link>
    </item>
    <item>
      <title>ABS Market Sees Strong Demand, Uncertainty</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Demand for MBS/ABS remains high, helped by interest rate trends. But President Trump is a wildcard, prompting some caution among investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233574</guid>
      <pubDate>Thu, 27 Feb 2025 16:50:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233574-abs-market-sees-strong-demand-uncertainty</link>
    </item>
    <item>
      <title>‘Bandit Dealers’ Profit from Information Advantage</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[TRACE trade data on non-agency CMOs isn’t released until 18 months after the transaction, leaving customers at the mercy of dealers when it comes to pricing information.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233263</guid>
      <pubDate>Thu, 23 Jan 2025 16:01:08 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233263-bandit-dealers-profit-from-information-advantage</link>
    </item>
    <item>
      <title>Investors See Strong Returns, Limited Risk in Esoteric ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Investors are showing strong demand for various types of esoteric ABS, including data center securitizations, whole-business transactions and deals tied to music royalties.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232517</guid>
      <pubDate>Thu, 31 Oct 2024 16:48:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232517-investors-see-strong-returns-limited-risk-in-esoteric-abs</link>
    </item>
    <item>
      <title>MBS and ABS Investors Largely Positive Amid Boom</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Attendance at the ABS East conference hit another record this week, with investors showing strong demand for structured finance products. Issuance is expected to remain elevated, helped by interest rate moves.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232493</guid>
      <pubDate>Thu, 24 Oct 2024 16:19:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232493-mbs-and-abs-investors-largely-positive-amid-boom</link>
    </item>
    <item>
      <title>ABS Issuance Off Slightly in 3Q24, Still on Record Pace</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The key vehicle ABS sector slowed in the third quarter and business-finance securitization stalled. But issuance in the first nine months of 2024 was up 22.9% from last year. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232380</guid>
      <pubDate>Thu, 17 Oct 2024 15:35:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232380-abs-issuance-off-slightly-in-3q24-still-on-record-pace</link>
    </item>
    <item>
      <title>Distressed Servicing Transfers on ABS Prompt Some Losses</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Subprime auto deals that experienced distressed servicing transfers last year saw swings in delinquencies and ultimately took an elevated level of losses, according to Kroll Bond Rating Agency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232291</guid>
      <pubDate>Thu, 03 Oct 2024 16:24:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232291-servicing-transfers-on-abs-prompt-some-losses</link>
    </item>
    <item>
      <title>Strong Demand for Home Equity Investment ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ABS backed by home equity investments are offering unlevered returns in the low double digits. The first rated HEI ABS was issued in October and industry players are anticipating exponential growth.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232095</guid>
      <pubDate>Thu, 12 Sep 2024 15:26:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232095-strong-demand-for-home-equity-investment-abs</link>
    </item>
    <item>
      <title>NAIC Proposal on Credit Rating Alteration Stalls</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A task force at the National Association of Insurance Commissioners recommended adoption of a proposal to alter credit ratings on investments at insurance companies. However, NAIC didn’t move forward with the proposal at a meeting last week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231905</guid>
      <pubDate>Thu, 22 Aug 2024 16:53:47 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231905-naic-proposal-on-credit-rating-alteration-stalls</link>
    </item>
    <item>
      <title>SEC Reviewing FINRA Rule on MBS Trade Reporting Timeframe</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A proposal from FINRA to reduce the timeframe in which trades of MBS and ABS must be reported didn’t sit well with some industry participants, prompting the SEC to take a closer look at the proposal.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230898</guid>
      <pubDate>Thu, 02 May 2024 16:55:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230898-sec-reviews-finra-proposal-on-mba-abs-trading</link>
    </item>
    <item>
      <title>Regulators Consider Revisions for Capital Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal Reserve Governor Michelle Bowman highlighted issues in the proposed rule that impact MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230822</guid>
      <pubDate>Thu, 25 Apr 2024 16:45:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230822-regulators-consider-revisions-for-capital-proposal</link>
    </item>
    <item>
      <title>Non-Mortgage ABS Issuance Nears Record Level in 1Q24</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[It’s been almost 20 years since the ABS market had a quarter like the first three months of 2024. Some 72 of the 114 issuers that brought deals to market in the first quarter were on the sidelines in the previous period. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230759</guid>
      <pubDate>Thu, 18 Apr 2024 16:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230759-non-mortgage-abs-issuance-nears-record-level-in-1q24</link>
    </item>
    <item>
      <title>Moody’s Highlights Risks in CRT Deals With Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[CRT deals involving auto loans typically have a pro rata structure, which can create more risks for investors than the sequential pay structure in ABS transactions. Structures are also evolving, including a deal issued by a nonbank in partnership with a bank.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230642</guid>
      <pubDate>Thu, 04 Apr 2024 16:57:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230642-moodys-highlights-risks-in-crt-deals-with-auto-loans</link>
    </item>
    <item>
      <title>Esoteric ABS Seeing Strong Demand From Buyers</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Investors have shown increasing demand for ABS with home improvement loans and other esoteric assets.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230398</guid>
      <pubDate>Thu, 07 Mar 2024 16:44:01 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230398-home-improvement-and-esoteric-sectors-a-bright-spot-for-consumer-abs</link>
    </item>
    <item>
      <title>Bank ABS Holdings Surge in 4Q23, Thanks to BMO</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Bank ABS holdings rose unexpectedly in the fourth quarter, but most of the gain came from a portfolio securitization of consumer loans by one institution. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230341</guid>
      <pubDate>Thu, 29 Feb 2024 16:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230341-bank-abs-holdings-surge-in-4q23-thanks-to-bmo</link>
    </item>
    <item>
      <title>Investors Showing Strong Demand for MBS and ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Attendance at the SFVegas conference this year hit another record. Demand for MBS and ABS is exceptionally strong, with few concerns on the immediate horizon.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230326</guid>
      <pubDate>Thu, 29 Feb 2024 15:53:25 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230326-investors-showing-strong-demand-for-mbs-and-abs</link>
    </item>
    <item>
      <title>Affordability Driving Some Subprime Out of Auto ABS</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Higher vehicle prices and inflation are reducing auto lending to subprime borrowers and lifting the prime sector’s share of ABS issuance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230335</guid>
      <pubDate>Thu, 29 Feb 2024 15:42:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230335-affordability-challenges-leading-to-more-prime-borrowers-in-auto-abs</link>
    </item>
    <item>
      <title>SFA Seeks Certainty From Insurance Regulatory Body</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The National Association of Insurance Commissioners is working to establish a process that would allow the regulator to alter the ratings assigned to certain MBS and ABS held by insurance companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230148</guid>
      <pubDate>Thu, 08 Feb 2024 14:48:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230148-sfa-seeks-certainty-from-insurance-regulatory-body</link>
    </item>
    <item>
      <title>FINRA Proposes Faster Reporting on MBS/ABS Trades</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FINRA proposed reducing trade reporting requirements to one minute after execution from 15 minutes. Many trades of agency debt securities and TBA MBS already meet the proposed reporting requirements, while ABS reporting lags.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229953</guid>
      <pubDate>Thu, 18 Jan 2024 16:22:33 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229953-finra-proposes-faster-reporting-on-mbs-abs-trades</link>
    </item>
    <item>
      <title>Bank/Thrift ABS Portfolios Hit a 15-Year Low in 3Q23</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Bank holdings of credit-card ABS were the only sector to show an increase in the third quarter as most top players recorded declines in their portfolios. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229514</guid>
      <pubDate>Wed, 22 Nov 2023 13:47:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229514-bank-thrift-abs-portfolios-hit-a-15-year-low-in-3q23</link>
    </item>
    <item>
      <title>SEC Provides Relief on Disclosure Standard for 144A Issuance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The change in course was fueled by mounting pressure from industry participants and members of Congress, among other stakeholders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229378</guid>
      <pubDate>Thu, 09 Nov 2023 17:00:34 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229378-sec-provides-relief-on-disclosure-standard-for-144a-issuance</link>
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