https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com The transactions offer diversification for ABS investors, though rising interest rates could make it difficult for issuers to refinance ahead of anticipated repayment dates. http://www.insidemortgagefinance.com/articles/238949 Thu, 29 Oct 2026 16:04:18 -0400 https://www.insidemortgagefinance.com/articles/238949-strong-demand-for-whole-business-abs-some-risk bivey@imfpubs.com Issuers are having difficulties sourcing assets and are facing widening spreads. Investors are still largely supporting issuance, with many eyeing esoteric assets. http://www.insidemortgagefinance.com/articles/238881 Thu, 22 Oct 2026 16:20:42 -0400 https://www.insidemortgagefinance.com/articles/238881-abs-issuers-weathering-rising-rates-investors-intrigued bivey@imfpubs.com SEC guidance exempting certain data center securitizations from risk-retention requirements has prompted concerns from investors regarding the data center market and the possibility that other issuers will seek exemptions from risk-retention requirements. http://www.insidemortgagefinance.com/articles/238892 Thu, 22 Oct 2026 16:11:53 -0400 https://www.insidemortgagefinance.com/articles/238892-some-concerns-on-secs-risk-retention-exemption-move bivey@imfpubs.com The proposal would set higher capital requirements for multi-collateral structured credit investments by insurance companies. The Structured Finance Association is calling for additional disclosure instead. http://www.insidemortgagefinance.com/articles/238795 Thu, 15 Oct 2026 15:12:29 -0400 https://www.insidemortgagefinance.com/articles/238795-sfa-opposes-naic-proposal-on-multi-collateral-investments bivey@imfpubs.com A working group at the National Association of Insurance Commissioners proposed harsh treatment of multi-collateral structured credit investments at insurance companies. http://www.insidemortgagefinance.com/articles/238627 Thu, 24 Sep 2026 15:57:51 -0400 https://www.insidemortgagefinance.com/articles/238627-naic-scrutinizing-insurers-multi-collateral-investments jdohnert@imfpubs.com Rising interest rates and ongoing performance issues are concerns for investors in subprime auto ABS. http://www.insidemortgagefinance.com/articles/238638 Thu, 24 Sep 2026 15:56:54 -0400 https://www.insidemortgagefinance.com/articles/238638-investor-concerns-on-subprime-auto-abs-rising bivey@imfpubs.com The firm issued $3.7 billion of ABS during the second quarter, a 76.2% sequential jump. Pagaya aggregates auto loans, unsecured consumer loans and point-of-sale financing products. http://www.insidemortgagefinance.com/articles/238199 Thu, 06 Aug 2026 16:27:57 -0400 https://www.insidemortgagefinance.com/articles/238199-pagaya-sees-strong-demand-for-abs-boosts-aggregation bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal bivey@imfpubs.com Sylvain Raynes, the new lead of the structured finance practice at Egan-Jones Ratings Company, warned that MBS and ABS investors are losing money if they’re relying on fairly static ratings from other firms. http://www.insidemortgagefinance.com/articles/237659 Thu, 04 Jun 2026 18:04:00 -0400 https://www.insidemortgagefinance.com/articles/237659-egan-jones-abs-rating-head-critical-of-ratings jbancroft@imfpubs.com Bank ABS holdings rose in the first quarter thanks to sizable gains in securities backed by consumer and auto loans. TD Bank accounted for much of the increase. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237563 Thu, 28 May 2026 16:10:00 -0400 https://www.insidemortgagefinance.com/articles/237563-bank-holdings-of-consumer-abs-trend-higher-in-1q26 jdohnert@imfpubs.com The new partnership adds a new funding channel for Upstart’s growing unsecured consumer loan originations. http://www.insidemortgagefinance.com/articles/237341 Thu, 30 Apr 2026 17:44:46 -0400 https://www.insidemortgagefinance.com/articles/237341-upstart-teams-with-centerbridge-for-forward-flow-deal bivey@imfpubs.com In a first-of-its kind ruling, a bankruptcy court ordered a 2021 whole-business securitization from Hooters Restaurant Group to be cancelled and essentially re-issued. http://www.insidemortgagefinance.com/articles/236454 Thu, 22 Jan 2026 15:41:56 -0500 https://www.insidemortgagefinance.com/articles/236454-hooters-whole-business-deal-cancelled-in-bankruptcy bivey@imfpubs.com SEC is looking to revise disclosure requirements to boost issuance of publicly-registered deals. Investors see some positives in private placements, which might not be easy to replicate in the public market. http://www.insidemortgagefinance.com/articles/235777 Thu, 30 Oct 2025 16:27:15 -0400 https://www.insidemortgagefinance.com/articles/235777-abs-players-consider-benefits-of-public-securitizations bivey@imfpubs.com The sentiment among investors at the ABS East conference this week was overwhelmingly positive. Attendance at the event hit a record, and investor demand for MBS and ABS is expected to remain strong into 2026, buoyed by anticipated interest rate cuts by the Fed. http://www.insidemortgagefinance.com/articles/235703 Thu, 23 Oct 2025 16:56:55 -0400 https://www.insidemortgagefinance.com/articles/235703-investors-showing-exceptionally-strong-demand-for-mbs-abs bivey@imfpubs.com Fed still working toward a Treasury-only balance sheet; BlackRock, Hoplon units partner to bring in new ABS issuers; ABS East set for record attendance; CREFC adjusts plans for DC symposium. http://www.insidemortgagefinance.com/articles/235641 Thu, 16 Oct 2025 17:21:31 -0400 https://www.insidemortgagefinance.com/articles/235641-grapevine-fed-holds-steady-on-mbs-plans-blackrock-hoplon-partner bivey@imfpubs.com Residuals from securitizations can generate close to 20% in returns though the asset class carries significant risks. Nonbanks are showing a strong appetite for the asset, but there is limited liquidity. http://www.insidemortgagefinance.com/articles/235550 Thu, 09 Oct 2025 17:20:36 -0400 https://www.insidemortgagefinance.com/articles/235550-investors-seeing-high-returns-in-residual-pieces dhollier@imfpubs.com Economists find that the ability of fintechs to incorporate alternative data into their underwriting allows them to expand their borrower base while at the same time reducing defaults and delinquencies. http://www.insidemortgagefinance.com/articles/234881 Thu, 24 Jul 2025 16:41:39 -0400 https://www.insidemortgagefinance.com/articles/234881-is-fintech-underwriting-better bivey@imfpubs.com In September, FINRA received approval from the SEC for a plan to require one-minute reporting of many MBS and ABS trades. Now the self-regulatory organization is scuttling implementation, citing concerns from industry participants. http://www.insidemortgagefinance.com/articles/234584 Fri, 20 Jun 2025 09:20:00 -0400 https://www.insidemortgagefinance.com/articles/234584-finra-walks-back-plan-for-fast-reports-of-trades bivey@imfpubs.com Rating services disagree over the validity of a National Association of Insurance Commissioners report that highlighted differences in private ratings based on the size of the ratings provider. http://www.insidemortgagefinance.com/articles/234399 Thu, 29 May 2025 16:00:11 -0400 https://www.insidemortgagefinance.com/articles/234399-differences-in-private-ratings-prompts-dispute bivey@imfpubs.com Reps. Ann Wagner, R-MO, and Brad Sherman, D-CA, raised concerns of the securitization industry with Federal Reserve Chair Jerome Powell. They aim to influence a proposal to implement changes to capital requirements for large banks. http://www.insidemortgagefinance.com/articles/233910 Thu, 03 Apr 2025 17:00:13 -0400 https://www.insidemortgagefinance.com/articles/233910-members-of-congress-press-powell-on-securitization bivey@imfpubs.com Demand for MBS/ABS remains high, helped by interest rate trends. But President Trump is a wildcard, prompting some caution among investors. http://www.insidemortgagefinance.com/articles/233574 Thu, 27 Feb 2025 16:50:30 -0500 https://www.insidemortgagefinance.com/articles/233574-abs-market-sees-strong-demand-uncertainty dhollier@imfpubs.com TRACE trade data on non-agency CMOs isn’t released until 18 months after the transaction, leaving customers at the mercy of dealers when it comes to pricing information. http://www.insidemortgagefinance.com/articles/233263 Thu, 23 Jan 2025 16:01:08 -0500 https://www.insidemortgagefinance.com/articles/233263-bandit-dealers-profit-from-information-advantage bivey@imfpubs.com Investors are showing strong demand for various types of esoteric ABS, including data center securitizations, whole-business transactions and deals tied to music royalties. http://www.insidemortgagefinance.com/articles/232517 Thu, 31 Oct 2024 16:48:06 -0400 https://www.insidemortgagefinance.com/articles/232517-investors-see-strong-returns-limited-risk-in-esoteric-abs bivey@imfpubs.com Attendance at the ABS East conference hit another record this week, with investors showing strong demand for structured finance products. Issuance is expected to remain elevated, helped by interest rate moves. http://www.insidemortgagefinance.com/articles/232493 Thu, 24 Oct 2024 16:19:25 -0400 https://www.insidemortgagefinance.com/articles/232493-mbs-and-abs-investors-largely-positive-amid-boom jbancroft@imfpubs.com The key vehicle ABS sector slowed in the third quarter and business-finance securitization stalled. But issuance in the first nine months of 2024 was up 22.9% from last year. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/232380 Thu, 17 Oct 2024 15:35:59 -0400 https://www.insidemortgagefinance.com/articles/232380-abs-issuance-off-slightly-in-3q24-still-on-record-pace bivey@imfpubs.com Subprime auto deals that experienced distressed servicing transfers last year saw swings in delinquencies and ultimately took an elevated level of losses, according to Kroll Bond Rating Agency. http://www.insidemortgagefinance.com/articles/232291 Thu, 03 Oct 2024 16:24:42 -0400 https://www.insidemortgagefinance.com/articles/232291-servicing-transfers-on-abs-prompt-some-losses bivey@imfpubs.com ABS backed by home equity investments are offering unlevered returns in the low double digits. The first rated HEI ABS was issued in October and industry players are anticipating exponential growth. http://www.insidemortgagefinance.com/articles/232095 Thu, 12 Sep 2024 15:26:22 -0400 https://www.insidemortgagefinance.com/articles/232095-strong-demand-for-home-equity-investment-abs bivey@imfpubs.com A task force at the National Association of Insurance Commissioners recommended adoption of a proposal to alter credit ratings on investments at insurance companies. However, NAIC didn’t move forward with the proposal at a meeting last week. http://www.insidemortgagefinance.com/articles/231905 Thu, 22 Aug 2024 16:53:47 -0400 https://www.insidemortgagefinance.com/articles/231905-naic-proposal-on-credit-rating-alteration-stalls bivey@imfpubs.com A proposal from FINRA to reduce the timeframe in which trades of MBS and ABS must be reported didn’t sit well with some industry participants, prompting the SEC to take a closer look at the proposal. http://www.insidemortgagefinance.com/articles/230898 Thu, 02 May 2024 16:55:17 -0400 https://www.insidemortgagefinance.com/articles/230898-sec-reviews-finra-proposal-on-mba-abs-trading bivey@imfpubs.com Federal Reserve Governor Michelle Bowman highlighted issues in the proposed rule that impact MBS and ABS. http://www.insidemortgagefinance.com/articles/230822 Thu, 25 Apr 2024 16:45:24 -0400 https://www.insidemortgagefinance.com/articles/230822-regulators-consider-revisions-for-capital-proposal