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    <title>Issuers</title>
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    <item>
      <title>Grapevine: Ledn Issues Bitcoin-Loan ABS; Fire at SFVegas Venue</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Ledn issues ABS backed by Bitcoin loans; fire at SFVegas prompts shift in exhibit hall; banks seek enhanced capital relief for CRTs; Fitch launches group for private ratings; Upstart sells auto loans to Bayview.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236792</guid>
      <pubDate>Thu, 26 Feb 2026 16:39:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236792-grapevine-ledn-issues-bitcoin-loan-abs-fire-in-exhibit-hall-at-sfvegas</link>
    </item>
    <item>
      <title>Ledn Offers Bitcoin Loan Securitization, a First</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The ABS is backed by 5,441 fixed-rate balloon loans tied to bitcoin holdings. The loans have an outstanding balance of $199.1 million. There are concerns about rising LTV ratios as the value of bitcoin drops.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236666</guid>
      <pubDate>Thu, 12 Feb 2026 16:36:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236666-ledn-offers-bitcoin-loan-securitization-a-first</link>
    </item>
    <item>
      <title>Hooters Whole-Business Deal Cancelled in Bankruptcy</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In a first-of-its kind ruling, a bankruptcy court ordered a 2021 whole-business securitization from Hooters Restaurant Group to be cancelled and essentially re-issued.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236454</guid>
      <pubDate>Thu, 22 Jan 2026 15:41:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236454-hooters-whole-business-deal-cancelled-in-bankruptcy</link>
    </item>
    <item>
      <title>Tricolor Leaders Charged With Fraud; ABS Falter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The DOJ has filed charges against four former Tricolor executives for defrauding finance providers and ABS investors by double-pledging collateral and manipulating collateral characteristics.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236198</guid>
      <pubDate>Thu, 18 Dec 2025 16:03:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236198-tricolor-leaders-charged-with-fraud-abs-falter</link>
    </item>
    <item>
      <title>Utility Recovery Bond Players Argue They’re Not ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers of utility recovery bonds want the SEC to treat the asset as corporate bonds. They raised concerns about a recent flip by the SEC to treat URBs as ABS, though the SEC notes that it has considered some URBs to be ABS for years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236138</guid>
      <pubDate>Thu, 11 Dec 2025 16:28:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236138-utility-recovery-bond-players-argue-theyre-not-abs</link>
    </item>
    <item>
      <title>SEC Asked to Rescind Disclosures for Unsolicited Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The request came from the CRE Finance Council, the Mortgage Bankers Association and the Securities Industry and Financial Markets Association. The groups said the disclosure requirements have negatively impacted the commercial MBS market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235956</guid>
      <pubDate>Thu, 20 Nov 2025 16:21:46 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235956-sec-asked-to-rescind-disclosures-for-unsolicited-ratings</link>
    </item>
    <item>
      <title>Americor to Issue Securitization of Debt Settlement Fees</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The company negotiates debt settlements on behalf of struggling consumers, charging fees for the service. The $153.2 million ABS is linked to fees that have yet to be collected by Americor.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235839</guid>
      <pubDate>Thu, 06 Nov 2025 16:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235839-americor-to-issue-securitization-of-debt-settlement-fees</link>
    </item>
    <item>
      <title>ABS Players Consider Public Versus Private Issuance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SEC is looking to revise disclosure requirements to boost issuance of publicly-registered deals. Investors see some positives in private placements, which might not be easy to replicate in the public market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235777</guid>
      <pubDate>Thu, 30 Oct 2025 16:27:15 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235777-abs-players-consider-benefits-of-public-securitizations</link>
    </item>
    <item>
      <title>Investors Showing Exceptionally Strong Demand for MBS, ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The sentiment among investors at the ABS East conference this week was overwhelmingly positive. Attendance at the event hit a record, and investor demand for MBS and ABS is expected to remain strong into 2026, buoyed by anticipated interest rate cuts by the Fed.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235703</guid>
      <pubDate>Thu, 23 Oct 2025 16:56:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235703-investors-showing-exceptionally-strong-demand-for-mbs-abs</link>
    </item>
    <item>
      <title>Grapevine: Fed Holds Steady on MBS; BlackRock, Hoplon Partner</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fed still working toward a Treasury-only balance sheet; BlackRock, Hoplon units partner to bring in new ABS issuers; ABS East set for record attendance; CREFC adjusts plans for DC symposium.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235641</guid>
      <pubDate>Thu, 16 Oct 2025 17:21:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235641-grapevine-fed-holds-steady-on-mbs-plans-blackrock-hoplon-partner</link>
    </item>
    <item>
      <title>ABS Issuer Expands to Auto Loans; First Deal From Imprint</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Upgrade is getting into auto loan ABS issuance and Imprint Payments is set to issue its first credit card ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235566</guid>
      <pubDate>Thu, 09 Oct 2025 17:10:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235566-abs-issuer-expands-to-auto-loans-first-deal-from-imprint</link>
    </item>
    <item>
      <title>Grapevine: Rocket Back With ABS; Long-Duration CLO</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket is set to issue its second consumer loan ABS; Golub Capital issues rare long-duration CLO; large jumbo MBS from Chase; ratings performing as expected.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235567</guid>
      <pubDate>Thu, 09 Oct 2025 17:08:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235567-rocket-back-with-consumer-loan-abs-long-duration-clo</link>
    </item>
    <item>
      <title>Knock, Arixa Kick Off Securitization Programs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Both lenders’ inaugural deals were oversubscribed, helping to diversify the companies’ capital sources.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235254</guid>
      <pubDate>Thu, 04 Sep 2025 16:21:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235254-knock-arxia-kick-off-securitization-program</link>
    </item>
    <item>
      <title>ABS Market Largely Comfortable With SEC Conflicts Rule</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The rule, implemented in June, aims to prevent conflicts of interest in the ABS market. The SEC provided no-action relief in May, helping ease compliance with the rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235141</guid>
      <pubDate>Thu, 21 Aug 2025 14:35:50 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235141-abs-market-largely-comfortable-with-sec-conflicts-rule</link>
    </item>
    <item>
      <title>Music Royalty Securitizations From 3 Issuers Make Noise</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitizations will pay off older ABS from the issuers. Rating services had largely positive things to say about the deals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235014</guid>
      <pubDate>Thu, 07 Aug 2025 16:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235014-music-royalty-securitizations-from-3-issuers-make-noise</link>
    </item>
    <item>
      <title>Rocket to Issue Its First ABS Backed With Consumer Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While primarily known for mortgages, Rocket has been originating consumer loans since 2016. The loans are originated in partnership with Cross River Bank, providing federal preemption of state laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234883</guid>
      <pubDate>Thu, 24 Jul 2025 16:45:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234883-rocket-to-issue-its-first-abs-partnership-with-bank</link>
    </item>
    <item>
      <title>Fintech Underwriting Boosting ABS Market</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Economists find that the ability of fintechs to incorporate alternative data into their underwriting allows them to expand their borrower base while at the same time reducing defaults and delinquencies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234881</guid>
      <pubDate>Thu, 24 Jul 2025 16:41:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234881-is-fintech-underwriting-better</link>
    </item>
    <item>
      <title>Auto Loan Issuers Return After Pause Since 2021</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[JPMorgan Chase Bank issued a new credit-risk transfer deal and FinBe brought a subprime auto ABS. The last time either issuer offered a similar transaction was in 2021.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234587</guid>
      <pubDate>Thu, 26 Jun 2025 17:16:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234587-auto-loan-issuers-return-after-last-activity-in-2021</link>
    </item>
    <item>
      <title>Alloya Packages ABS With Credit Union Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It’s the first auto loan ABS with loans aggregated from multiple credit unions. Alloya is a corporate credit union that provides services to more than 1,300 credit unions and other entities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234659</guid>
      <pubDate>Thu, 26 Jun 2025 17:15:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234659-alloya-packages-credit-union-auto-loans-for-abs</link>
    </item>
    <item>
      <title>U.S. Bank to Issue Its First ABS Tied to Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The auto loan ABS comes even as U.S. Bank scales back its auto lending and servicing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234465</guid>
      <pubDate>Thu, 05 Jun 2025 16:38:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234465-us-bank-to-issue-its-first-abs-tied-to-auto-loans</link>
    </item>
    <item>
      <title>ABS Issuers Seeing Strong Demand Despite Volatility</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Investors are showing a greater interest in ABS this month, following a rocky April. The recent softer tone taken by President Trump on tariffs seems like the reason.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234285</guid>
      <pubDate>Thu, 15 May 2025 16:17:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234285-issuers-seeing-strong-demand-despite-tariff-volatility</link>
    </item>
    <item>
      <title>Grapevine: Prefunded HELOC ABS; CMBS Servicer Downgraded</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[First-of-its-kind HELOC ABS from Figure; Morningstar downgrades assessment of Torchlight Loan Services; ABS roundup.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234157</guid>
      <pubDate>Thu, 01 May 2025 15:38:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234157-grapevine-prefunded-heloc-securitization-cmbs-servicer-downgraded</link>
    </item>
    <item>
      <title>Grapevine: Mortgage Warehouse Deal; Television Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[loanDepot to issue its 11th mortgage warehouse securitization; Gray Media expands television securitization; Hooters bankruptcy could impact whole-business securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233914</guid>
      <pubDate>Thu, 03 Apr 2025 16:55:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233914-grapevine-mortgage-warehouse-deal-television-securitization</link>
    </item>
    <item>
      <title>S&amp;P, Fitch Consider Revisions to Rating Criteria</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A proposal from S&P would have a wide-ranging impact on ratings of commercial MBS. Fitch is also considering allowing data center ABS to carry additional leverage.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233689</guid>
      <pubDate>Thu, 13 Mar 2025 15:07:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233689-s-and-p-fitch-consider-revisions-to-rating-criteria</link>
    </item>
    <item>
      <title>Grapevine: FICC Proposes Charge; New Securitization Service</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FICC proposes volatility event charge; securitization-as-a-service offering from Financely; Morningstar acquires DealX.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233694</guid>
      <pubDate>Thu, 13 Mar 2025 14:20:47 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233694-grapevine-ficc-proposes-margin-charge-new-securitization-service</link>
    </item>
    <item>
      <title>ABS Market Sees Regulatory Reform Opportunities</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration is likely to take actions that will reduce regulation for the MBS and ABS markets. Industry participants are working to shape the actions while also staying nimble.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233624</guid>
      <pubDate>Thu, 06 Mar 2025 16:08:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233624-abs-market-sees-regulatory-reform-opportunities</link>
    </item>
    <item>
      <title>Solar ABS Issuer Sunnova Staring at Financial Peril</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A bankruptcy could impact the firm’s outstanding securitizations, including forced replacements of the transaction manager/servicer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233638</guid>
      <pubDate>Thu, 06 Mar 2025 16:00:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233638-solar-abs-issuer-facing-financial-peril</link>
    </item>
    <item>
      <title>Grapevine: Pulte Nominated for FHFA Head; Mr. Cooper Upgrade</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Trump has nominated Bill Pulte to be director of the Federal Housing Finance Agency; Fitch upgrades master servicer rating on Mr. Cooper; new ABS issuer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233212</guid>
      <pubDate>Thu, 16 Jan 2025 15:30:35 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233212-grapevine-trump-nominates-pulte-for-fhfa-head-mr-cooper-upgrade</link>
    </item>
    <item>
      <title>Grapevine: DOJ Clarifies Data Rule; Momnt ABS on Watch</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[DOJ sees no issues for MBS, ABS from new rule restricting foreign access to Americans’ personal data; Momnt Technologies 2023 ABS issuance facing performance issues; Redwood rebrands prime residential mortgage aggregation unit to match MBS shelf.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233136</guid>
      <pubDate>Thu, 09 Jan 2025 15:36:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233136-grapevine-doj-clarifies-personal-data-rule-momnt-abs-on-watch</link>
    </item>
    <item>
      <title>TGI Fridays’ Troubles Impacting Whole-Business ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[S&P downgraded its ratings of a whole-business securitization from TGI Fridays, noting that cash flows are plummeting and the deal looks likely to default by early 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232623</guid>
      <pubDate>Thu, 07 Nov 2024 16:23:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232623-tgi-fridays-troubles-impacting-whole-business-abs</link>
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