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    <title>Performance</title>
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    <item>
      <title>Auto ABS Issuance Off to Quick Start in 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 20 auto ABS have hit the market thus far in January, continuing momentum from a strong 2025. Meanwhile, the outlook for collateral performance is negative, though credit ratings are expected to hold.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236435</guid>
      <pubDate>Thu, 22 Jan 2026 15:55:48 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236435-auto-abs-issuance-off-to-quick-start-in-2026</link>
    </item>
    <item>
      <title>Hooters Whole-Business Deal Cancelled in Bankruptcy</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In a first-of-its kind ruling, a bankruptcy court ordered a 2021 whole-business securitization from Hooters Restaurant Group to be cancelled and essentially re-issued.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236454</guid>
      <pubDate>Thu, 22 Jan 2026 15:41:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236454-hooters-whole-business-deal-cancelled-in-bankruptcy</link>
    </item>
    <item>
      <title>Losses on Auto ABS Pile Up; Investors Adjust</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Losses on auto loan ABS are near record levels. Still, there are pockets of opportunity for savvy investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236169</guid>
      <pubDate>Thu, 18 Dec 2025 16:01:19 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236169-losses-on-auto-abs-pile-up-in-october</link>
    </item>
    <item>
      <title>Rocket to Issue Its First ABS Backed With Consumer Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While primarily known for mortgages, Rocket has been originating consumer loans since 2016. The loans are originated in partnership with Cross River Bank, providing federal preemption of state laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234883</guid>
      <pubDate>Thu, 24 Jul 2025 16:45:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234883-rocket-to-issue-its-first-abs-partnership-with-bank</link>
    </item>
    <item>
      <title>Trump’s Tariffs Expected to Have Negative Impact on ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Prices for autos and other vehicles are expected to increase due to tariffs set by the Trump administration. That will likely lead to worse performance for securitizations, according to Moody’s Ratings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233590</guid>
      <pubDate>Thu, 27 Feb 2025 16:42:44 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233590-trumps-tariffs-expected-to-have-negative-impact-on-abs</link>
    </item>
    <item>
      <title>TGI Fridays’ Troubles Impacting Whole-Business ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[S&P downgraded its ratings of a whole-business securitization from TGI Fridays, noting that cash flows are plummeting and the deal looks likely to default by early 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232623</guid>
      <pubDate>Thu, 07 Nov 2024 16:23:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232623-tgi-fridays-troubles-impacting-whole-business-abs</link>
    </item>
    <item>
      <title>MBS and ABS Investors Largely Positive Amid Boom</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Attendance at the ABS East conference hit another record this week, with investors showing strong demand for structured finance products. Issuance is expected to remain elevated, helped by interest rate moves.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232493</guid>
      <pubDate>Thu, 24 Oct 2024 16:19:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232493-mbs-and-abs-investors-largely-positive-amid-boom</link>
    </item>
    <item>
      <title>Auto ABS on Track for Record Issuance in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of vehicle ABS is nearing another record and spreads remain tight, indicating that there’s plenty of investor demand for the asset. There are some concerns about performance, particularly for subprime auto ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232478</guid>
      <pubDate>Thu, 24 Oct 2024 16:15:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232478-auto-abs-on-track-for-record-issuance-in-2024</link>
    </item>
    <item>
      <title>CMBS Facing Most Pressure in MBS and ABS Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Delinquencies are projected to increase across asset classes, though some sectors will be hit harder than others.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232280</guid>
      <pubDate>Thu, 03 Oct 2024 16:28:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232280-cmbs-facing-most-pressure-in-mbs-and-abs-market</link>
    </item>
    <item>
      <title>Distressed Servicing Transfers on ABS Prompt Some Losses</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Subprime auto deals that experienced distressed servicing transfers last year saw swings in delinquencies and ultimately took an elevated level of losses, according to Kroll Bond Rating Agency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232291</guid>
      <pubDate>Thu, 03 Oct 2024 16:24:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232291-servicing-transfers-on-abs-prompt-some-losses</link>
    </item>
    <item>
      <title>Delinquencies on Subprime Auto ABS Hit Record High</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Delinquencies and losses on subprime auto ABS have been rising. Improved underwriting and inflation leveling out could help improve performance, according to industry analysts.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231037</guid>
      <pubDate>Thu, 16 May 2024 16:43:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231037-elevated-delinquencies-losses-on-subprime-auto-abs</link>
    </item>
    <item>
      <title>Internet Addresses to Back New ABS Issuance</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Cogent Communications is using 13 million IP addresses as collateral for a novel securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230850</guid>
      <pubDate>Thu, 25 Apr 2024 16:49:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230850-securitizing-ip-addresses</link>
    </item>
    <item>
      <title>Steady Issuance Expected for Home-Improvement ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of home-improvement securitizations came in at $3.5 billion in 2023, according to Kroll Bond Rating Agency. Some of that volume was in privately-rated deals that haven’t been disclosed to this point.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230245</guid>
      <pubDate>Thu, 22 Feb 2024 16:25:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230245-steady-issuance-expected-for-home-improvement-abs</link>
    </item>
    <item>
      <title>Rough Times Ahead for Student Loan ABS </title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Moody’s Investors Service said performance for student loan ABS is seeing issues as a result of public policy moves around student loan debt and a resumption of payments after a several-year pause.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229764</guid>
      <pubDate>Thu, 21 Dec 2023 13:53:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229764-student-loan-to-see-some-abs-performance-issues-in-future</link>
    </item>
    <item>
      <title>Corporate ABS to Perform Well in 2024</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Equipment ABS and other types of corporate securitizations should hold up well, even in the face of an economic slowdown, according to projections by Moody’s Investors Service.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229725</guid>
      <pubDate>Thu, 14 Dec 2023 17:50:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229725-corporate-abs-to-perform-well-in-2024</link>
    </item>
    <item>
      <title>Esoteric ABS Gains Traction With Investors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Esoteric ABS provide stronger yields than traditional ABS. In exchange, investors face greater liquidity risk and some unknowns on future performance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229380</guid>
      <pubDate>Thu, 09 Nov 2023 16:57:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229380-esoteric-abs-gains-traction-with-investors</link>
    </item>
    <item>
      <title>Supreme Court Decision to Have Limited Impact on Student Loan ABS</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The federal government’s new income-driven repayment plan, introduced after the Supreme Court decision, should drive prepayments higher to the benefit of seasoned deals, rating services said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228318</guid>
      <pubDate>Thu, 13 Jul 2023 17:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228318-supreme-court-decision-to-have-limited-impact-on-slabs</link>
    </item>
    <item>
      <title>Student Loan ABS Issuance Limited; Performance Outlook Negative</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of student loan ABS has been constrained by rising interest rates and uncertainty on federal forbearance policies, among other issues. With payment requirements on federally backed loans set to resume, delinquencies could increase.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228030</guid>
      <pubDate>Thu, 08 Jun 2023 15:05:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228030-student-loan-abs-issuance-down-delinquencies-may-increase</link>
    </item>
    <item>
      <title>Grapevine: Interest Rates and Auto ABS Defaults; CMBS Update</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Higher interest rates are contributing to elevated delinquencies in auto ABS; Kroll places ratings on 11 commercial MBS on watch for downgrade; DBRS adds asset types to rep and warrant analysis; DBRS proposes updating its ESG analysis.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227908</guid>
      <pubDate>Thu, 25 May 2023 16:15:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227908-grapevine-interest-rates-and-auto-abs-delinquencies-cmbs-update</link>
    </item>
    <item>
      <title>Grapevine: SFA Brings on Chief Economist; Delinquencies Increasing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Former Federal Reserve official joins SFA; delinquencies rising on credit card and student loan ABS; KBRA creates new business development role for structured finance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227784</guid>
      <pubDate>Thu, 11 May 2023 16:35:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227784-grapevine-sfa-brings-on-chief-economist-delinquencies-increasing-on-abs</link>
    </item>
    <item>
      <title>Subprime Auto ABS Market Shows Signs of Stress</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Another subprime auto ABS issuer closed its dealerships last week. Back-up servicers can help to protect investors from failing issuers, though there were some complications with a recent servicing transfer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227628</guid>
      <pubDate>Thu, 27 Apr 2023 14:58:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227628-subprime-auto-abs-market-shows-signs-of-stress</link>
    </item>
    <item>
      <title>KBRA Says Music Royalty ABS Poised to Grow</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of ABS backed by music royalties will continue to grow, according to KBRA. Also, streaming royalty rates, a large share of music catalog revenues, are expected to increase in coming years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227503</guid>
      <pubDate>Thu, 13 Apr 2023 16:39:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227503-kbra-music-royalty-abs-poised-to-grow</link>
    </item>
    <item>
      <title>Consumer Loan Market Faces Uncertain Outlook</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Speakers on a recent dv01 panel said unemployment would be a key factor in performance moving forward. Unsecured consumer loans are demonstrating some weakness, while auto performance is normalizing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227465</guid>
      <pubDate>Thu, 06 Apr 2023 17:34:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227465-bank-failures-create-uncertainty-for-consumer-unsecured-auto-loans</link>
    </item>
    <item>
      <title>Grapevine: Bank Worries Hit CRT; Consumer Delinquencies Decline </title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[CRT transactions from Western Alliance Bank and Pacific Western Bank face scrutiny amid bank failures; impairments on unsecured consumer loans in ABS decline; Credit Suisse and what’s to come.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227263</guid>
      <pubDate>Thu, 16 Mar 2023 15:42:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227263-grapevine-bank-worries-hit-crt-delinquencies-decline-on-consumer-loan-abs</link>
    </item>
    <item>
      <title>Delinquencies, Losses Increasing on Subprime Auto ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The 60-day-plus delinquency rate on subprime auto ABS hit a record in December. Performance is expected to decline this year and non-investment-grade ratings could face downgrades.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227059</guid>
      <pubDate>Thu, 23 Feb 2023 16:49:49 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227059-delinquencies-losses-increasing-on-subprime-auto-abs</link>
    </item>
    <item>
      <title>Octane’s Latest Powersport ABS Receives AAA Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[S&P has assigned AAA ratings to the latest ABS from Octane Lending. The deal is stocked with loans on various powersports vehicles, such as ATVs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227024</guid>
      <pubDate>Thu, 16 Feb 2023 16:06:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227024-octanes-latest-powersport-abs-receives-aaa-ratings</link>
    </item>
    <item>
      <title>ABS Performance Declining as Interest Rates Rise</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Delinquencies and impairments continued to increase on unsecured consumer ABS and subprime auto ABS at the end of 2022. Credit card ABS performance is holding up better.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226935</guid>
      <pubDate>Thu, 09 Feb 2023 16:59:22 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226935-abs-performance-declining-as-interest-rates-rise</link>
    </item>
    <item>
      <title>Fitch: Experience a Key Factor for Subprime Auto ABS Issuers</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Fitch Ratings said the most robust subprime auto ABS issuers will probably perform well even in a downturn, but several risks lie ahead for the sector.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226505</guid>
      <pubDate>Thu, 15 Dec 2022 17:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226505-fitch-experience-a-key-factor-for-subprime-auto-abs-issuers</link>
    </item>
    <item>
      <title>Consumer Loan ABS Performance Not a Leading Indicator</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[High impairments and low cure rates in consumer loan ABS aren’t a sign of similar underperformance in other sectors, according to dv01.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225949</guid>
      <pubDate>Thu, 13 Oct 2022 16:25:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225949-cu-underperformance-not-a-leading-indicator-for-other-sectors-dv01-says</link>
    </item>
    <item>
      <title>Grapevine: SFA Revising TRID Grid; Timeshare ABS and Hurricane Ian</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SFA is seeking feedback on revisions to TRID Grid for residential MBS; timeshare ABS properties and borrowers are under evaluation following Hurricane Ian.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225943</guid>
      <pubDate>Thu, 13 Oct 2022 16:24:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225943-grapevine-sfa-revising-trid-scope-for-mbs-timeshare-abs-and-hurricane-ian</link>
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