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    <item>
      <title>Grapevine: Ledn Issues Bitcoin-Loan ABS; Fire at SFVegas Venue</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Ledn issues ABS backed by Bitcoin loans; fire at SFVegas prompts shift in exhibit hall; banks seek enhanced capital relief for CRTs; Fitch launches group for private ratings; Upstart sells auto loans to Bayview.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236792</guid>
      <pubDate>Thu, 26 Feb 2026 16:39:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236792-grapevine-ledn-issues-bitcoin-loan-abs-fire-in-exhibit-hall-at-sfvegas</link>
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    <item>
      <title>Ledn Offers Bitcoin Loan Securitization, a First</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The ABS is backed by 5,441 fixed-rate balloon loans tied to bitcoin holdings. The loans have an outstanding balance of $199.1 million. There are concerns about rising LTV ratios as the value of bitcoin drops.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236666</guid>
      <pubDate>Thu, 12 Feb 2026 16:36:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236666-ledn-offers-bitcoin-loan-securitization-a-first</link>
    </item>
    <item>
      <title>Utility Recovery Bond Players Argue They’re Not ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers of utility recovery bonds want the SEC to treat the asset as corporate bonds. They raised concerns about a recent flip by the SEC to treat URBs as ABS, though the SEC notes that it has considered some URBs to be ABS for years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236138</guid>
      <pubDate>Thu, 11 Dec 2025 16:28:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236138-utility-recovery-bond-players-argue-theyre-not-abs</link>
    </item>
    <item>
      <title>ABS Issuer Expands to Auto Loans; First Deal From Imprint</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Upgrade is getting into auto loan ABS issuance and Imprint Payments is set to issue its first credit card ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235566</guid>
      <pubDate>Thu, 09 Oct 2025 17:10:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235566-abs-issuer-expands-to-auto-loans-first-deal-from-imprint</link>
    </item>
    <item>
      <title>Music Royalty Securitizations From 3 Issuers Make Noise</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitizations will pay off older ABS from the issuers. Rating services had largely positive things to say about the deals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235014</guid>
      <pubDate>Thu, 07 Aug 2025 16:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235014-music-royalty-securitizations-from-3-issuers-make-noise</link>
    </item>
    <item>
      <title>Rocket to Issue Its First ABS Backed With Consumer Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While primarily known for mortgages, Rocket has been originating consumer loans since 2016. The loans are originated in partnership with Cross River Bank, providing federal preemption of state laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234883</guid>
      <pubDate>Thu, 24 Jul 2025 16:45:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234883-rocket-to-issue-its-first-abs-partnership-with-bank</link>
    </item>
    <item>
      <title>Alloya Packages ABS With Credit Union Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It’s the first auto loan ABS with loans aggregated from multiple credit unions. Alloya is a corporate credit union that provides services to more than 1,300 credit unions and other entities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234659</guid>
      <pubDate>Thu, 26 Jun 2025 17:15:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234659-alloya-packages-credit-union-auto-loans-for-abs</link>
    </item>
    <item>
      <title>Auto ABS on Track for Record Issuance in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of vehicle ABS is nearing another record and spreads remain tight, indicating that there’s plenty of investor demand for the asset. There are some concerns about performance, particularly for subprime auto ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232478</guid>
      <pubDate>Thu, 24 Oct 2024 16:15:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232478-auto-abs-on-track-for-record-issuance-in-2024</link>
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    <item>
      <title>Concord Plans $850 Million Music Royalty ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization will retire a similar transaction that was issued a year ago. Rating services raised some concerns about changes in streaming and risks from songs generated with AI.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232343</guid>
      <pubDate>Thu, 10 Oct 2024 16:03:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232343-concord-makes-moves-with-latest-music-royalty-abs</link>
    </item>
    <item>
      <title>Private Student Loan ABS Issuance Heats Up</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Ascent Funding has an offering backed by loans tied to coding classes. Morningstar has warned that ABS investors aren’t protected in the event of a bankruptcy by the borrower.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231796</guid>
      <pubDate>Thu, 08 Aug 2024 16:48:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231796-private-student-loan-abs-issuance-heats-up</link>
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    <item>
      <title>Lender Seeing Success With ABS Beyond SBA Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[NewtekOne is boosting originations of small business loans outside of the SBA 7(a) program. The firm recently issued its second ABS of the loans, offering strong yields for issuers and investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231792</guid>
      <pubDate>Thu, 08 Aug 2024 16:47:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231792-lender-seeing-success-with-abs-beyond-sba-loans</link>
    </item>
    <item>
      <title>Internet Addresses to Back New ABS Issuance</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Cogent Communications is using 13 million IP addresses as collateral for a novel securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230850</guid>
      <pubDate>Thu, 25 Apr 2024 16:49:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230850-securitizing-ip-addresses</link>
    </item>
    <item>
      <title>Fine Art Backing $500 Million ABS From Sotheby’s</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization is linked to short-term loans with an outstanding balance of $1.42 billion.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230720</guid>
      <pubDate>Thu, 11 Apr 2024 14:45:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230720-loans-tied-to-fine-art-heading-into-abs-from-sothebys</link>
    </item>
    <item>
      <title>Moody’s Highlights Risks in CRT Deals With Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[CRT deals involving auto loans typically have a pro rata structure, which can create more risks for investors than the sequential pay structure in ABS transactions. Structures are also evolving, including a deal issued by a nonbank in partnership with a bank.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230642</guid>
      <pubDate>Thu, 04 Apr 2024 16:57:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230642-moodys-highlights-risks-in-crt-deals-with-auto-loans</link>
    </item>
    <item>
      <title>Santander Bank Shifts Auto Loan Strategy With ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Santander Consumer USA is a long-time issuer of auto ABS, but its affiliated Santander Bank only started originating auto loans in recent years. And to this point, the bank has issued only CRT with auto loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230536</guid>
      <pubDate>Thu, 21 Mar 2024 16:13:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230536-santander-bank-shifts-auto-loan-strategy-with-abs</link>
    </item>
    <item>
      <title>Steady Issuance Expected for Home-Improvement ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of home-improvement securitizations came in at $3.5 billion in 2023, according to Kroll Bond Rating Agency. Some of that volume was in privately-rated deals that haven’t been disclosed to this point.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230245</guid>
      <pubDate>Thu, 22 Feb 2024 16:25:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230245-steady-issuance-expected-for-home-improvement-abs</link>
    </item>
    <item>
      <title>New ABS Linked to Payroll Purchasing Service</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Purchasing Power partners with employers to offer employees funds for purchases of appliances, electronics and furniture. The firm doesn’t charge interest on the loans. Instead, prices on the items are marked up.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230217</guid>
      <pubDate>Thu, 15 Feb 2024 15:32:01 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230217-new-abs-linked-to-payroll-purchasing-service</link>
    </item>
    <item>
      <title>Citi Returns to Credit Card ABS Market After 5 Years</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Citibank this week issued two credit card securitizations totaling $1.5 billion. The bank’s last credit card deal was in October 2018.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229697</guid>
      <pubDate>Thu, 14 Dec 2023 17:57:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229697-citi-returns-to-credit-card-abs-market-after-5-years</link>
    </item>
    <item>
      <title>Florida CU Offers its First Auto ABS Issuance</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Space Coast Credit Union's first securitization, composed of prime auto loans, should perform well compared to its competitors, according to rating services.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229627</guid>
      <pubDate>Thu, 07 Dec 2023 15:35:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229627-florida-cus-first-securitization-expected-to-perform-well</link>
    </item>
    <item>
      <title>Esoteric ABS Gains Traction With Investors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Esoteric ABS provide stronger yields than traditional ABS. In exchange, investors face greater liquidity risk and some unknowns on future performance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229380</guid>
      <pubDate>Thu, 09 Nov 2023 16:57:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229380-esoteric-abs-gains-traction-with-investors</link>
    </item>
    <item>
      <title>Ally to Re-Issue Auto ABS After Private Offering</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The new ABS, comprised of prime auto loans, is a portion of a security Ally privately issued in March. Ratings firms said the deal had a weaker pool composition than previous Ally securitizations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229318</guid>
      <pubDate>Thu, 02 Nov 2023 16:51:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229318-ally-to-re-issue-auto-abs-after-private-offering</link>
    </item>
    <item>
      <title>Loans With DOE Guarantee in New Solar ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Department of Energy is providing a 90% guarantee on loans in an ABS from Sunnova Energy. The loans are part of DOE’s new solar program, Project Hestia.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229213</guid>
      <pubDate>Thu, 19 Oct 2023 16:47:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229213-loans-with-doe-guarantee-in-new-solar-abs</link>
    </item>
    <item>
      <title>Fintech Bank Partner Will Issue its Own Consumer ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Loans in a new ABS from Cross River Bank were originated in partnership with Upstart Network. Partnerships with banks provide interest-rate preemption to many nonbank lenders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229079</guid>
      <pubDate>Thu, 05 Oct 2023 16:05:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229079-bank-partner-to-fintechs-brings-own-abs</link>
    </item>
    <item>
      <title>Securitizations of Fine Art, Collectibles Could See Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[DBRS issued a new methodology to assess ABS issuance of loans tied to fine art and collectibles. There’s a growing interest in fine art lending among borrowers, lenders and potentially ABS investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228384</guid>
      <pubDate>Thu, 20 Jul 2023 16:25:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228384-securitizations-of-fine-art-collectibles-could-see-ratings</link>
    </item>
    <item>
      <title>Supreme Court Decision to Have Limited Impact on Student Loan ABS</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The federal government’s new income-driven repayment plan, introduced after the Supreme Court decision, should drive prepayments higher to the benefit of seasoned deals, rating services said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228318</guid>
      <pubDate>Thu, 13 Jul 2023 17:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228318-supreme-court-decision-to-have-limited-impact-on-slabs</link>
    </item>
    <item>
      <title>New Issuance in Prime Auto, Communications Networks</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Reverse mortgage originations are not immune to the impacts of elevated interest rates, a DBRS Morningstar analyst notes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228153</guid>
      <pubDate>Thu, 22 Jun 2023 14:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228153-new-issuers-in-prime-auto-communications-abs</link>
    </item>
    <item>
      <title>Volkswagen Returns to Auto ABS; GLS Goes Near Prime</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The first prime auto loan ABS from Volkswagen since late 2021 was upsized this week. And GLS offered its first near-prime auto ABS, expanding on subprime offerings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228017</guid>
      <pubDate>Thu, 08 Jun 2023 15:10:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228017-volkswagen-returns-to-auto-abs-gls-goes-near-prime</link>
    </item>
    <item>
      <title>KBRA Says Music Royalty ABS Poised to Grow</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of ABS backed by music royalties will continue to grow, according to KBRA. Also, streaming royalty rates, a large share of music catalog revenues, are expected to increase in coming years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227503</guid>
      <pubDate>Thu, 13 Apr 2023 16:39:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227503-kbra-music-royalty-abs-poised-to-grow</link>
    </item>
    <item>
      <title>Octane’s Latest Powersport ABS Receives AAA Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[S&P has assigned AAA ratings to the latest ABS from Octane Lending. The deal is stocked with loans on various powersports vehicles, such as ATVs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227024</guid>
      <pubDate>Thu, 16 Feb 2023 16:06:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227024-octanes-latest-powersport-abs-receives-aaa-ratings</link>
    </item>
    <item>
      <title>Horizon Tech Preps $100M ABS With Venture Debt </title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[The ABS tied to loans to developing and growth-stage companies is Horizon Technology Finance’s second such deal to date.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226108</guid>
      <pubDate>Thu, 03 Nov 2022 17:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226108-horizon-tech-preps-100m-abs-with-venture-debt</link>
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