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    <title>Issuance</title>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>Grapevine: Ledn Issues Bitcoin-Loan ABS; Fire at SFVegas Venue</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Ledn issues ABS backed by Bitcoin loans; fire at SFVegas prompts shift in exhibit hall; banks seek enhanced capital relief for CRTs; Fitch launches group for private ratings; Upstart sells auto loans to Bayview.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236792</guid>
      <pubDate>Thu, 26 Feb 2026 16:39:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236792-grapevine-ledn-issues-bitcoin-loan-abs-fire-in-exhibit-hall-at-sfvegas</link>
    </item>
    <item>
      <title>Auto ABS Issuance Off to Quick Start in 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 20 auto ABS have hit the market thus far in January, continuing momentum from a strong 2025. Meanwhile, the outlook for collateral performance is negative, though credit ratings are expected to hold.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236435</guid>
      <pubDate>Thu, 22 Jan 2026 15:55:48 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236435-auto-abs-issuance-off-to-quick-start-in-2026</link>
    </item>
    <item>
      <title>Credit Card Rate Cap Would Negatively Impact ABS Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Rating services caution that President Trump’s proposed one-year credit card rate cap would negatively impact card issuers and ABS issuance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236413</guid>
      <pubDate>Thu, 15 Jan 2026 16:11:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236413-credit-card-rate-cap-would-negatively-impact-abs-market</link>
    </item>
    <item>
      <title>ABS Issuance Expected to Hit Another Post-Crisis High</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Kroll Bond Rating Agency expects new ABS issuance volume to increase by 5% from 2025 to 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236267</guid>
      <pubDate>Fri, 02 Jan 2026 10:08:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236267-abs-issuance-expected-to-grow-in-2026</link>
    </item>
    <item>
      <title>Utility Recovery Bond Players Argue They’re Not ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers of utility recovery bonds want the SEC to treat the asset as corporate bonds. They raised concerns about a recent flip by the SEC to treat URBs as ABS, though the SEC notes that it has considered some URBs to be ABS for years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236138</guid>
      <pubDate>Thu, 11 Dec 2025 16:28:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236138-utility-recovery-bond-players-argue-theyre-not-abs</link>
    </item>
    <item>
      <title>Investors Showing Exceptionally Strong Demand for MBS, ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The sentiment among investors at the ABS East conference this week was overwhelmingly positive. Attendance at the event hit a record, and investor demand for MBS and ABS is expected to remain strong into 2026, buoyed by anticipated interest rate cuts by the Fed.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235703</guid>
      <pubDate>Thu, 23 Oct 2025 16:56:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235703-investors-showing-exceptionally-strong-demand-for-mbs-abs</link>
    </item>
    <item>
      <title>ABS Issuer Expands to Auto Loans; First Deal From Imprint</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Upgrade is getting into auto loan ABS issuance and Imprint Payments is set to issue its first credit card ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235566</guid>
      <pubDate>Thu, 09 Oct 2025 17:10:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235566-abs-issuer-expands-to-auto-loans-first-deal-from-imprint</link>
    </item>
    <item>
      <title>States See Securitization as a Way to Reduce Utility Costs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[California and Massachusetts are the latest states to consider securitization as a way to reduce consumer energy bills.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235512</guid>
      <pubDate>Thu, 02 Oct 2025 16:42:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235512-states-eye-securitization-to-lower-utility-costs</link>
    </item>
    <item>
      <title>SEC Looking to Boost Public Issuance of MBS, ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Securities and Exchange Commission will be seeking feedback next month on ways to boost issuance of publicly-registered MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235257</guid>
      <pubDate>Thu, 04 Sep 2025 16:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235257-sec-looking-to-boost-public-issuance-of-mbs-abs</link>
    </item>
    <item>
      <title>Knock, Arixa Kick Off Securitization Programs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Both lenders’ inaugural deals were oversubscribed, helping to diversify the companies’ capital sources.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235254</guid>
      <pubDate>Thu, 04 Sep 2025 16:21:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235254-knock-arxia-kick-off-securitization-program</link>
    </item>
    <item>
      <title>Music Royalty Securitizations From 3 Issuers Make Noise</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitizations will pay off older ABS from the issuers. Rating services had largely positive things to say about the deals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235014</guid>
      <pubDate>Thu, 07 Aug 2025 16:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235014-music-royalty-securitizations-from-3-issuers-make-noise</link>
    </item>
    <item>
      <title>Rocket to Issue Its First ABS Backed With Consumer Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While primarily known for mortgages, Rocket has been originating consumer loans since 2016. The loans are originated in partnership with Cross River Bank, providing federal preemption of state laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234883</guid>
      <pubDate>Thu, 24 Jul 2025 16:45:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234883-rocket-to-issue-its-first-abs-partnership-with-bank</link>
    </item>
    <item>
      <title>Alloya Packages ABS With Credit Union Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It’s the first auto loan ABS with loans aggregated from multiple credit unions. Alloya is a corporate credit union that provides services to more than 1,300 credit unions and other entities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234659</guid>
      <pubDate>Thu, 26 Jun 2025 17:15:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234659-alloya-packages-credit-union-auto-loans-for-abs</link>
    </item>
    <item>
      <title>U.S. Bank to Issue Its First ABS Tied to Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The auto loan ABS comes even as U.S. Bank scales back its auto lending and servicing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234465</guid>
      <pubDate>Thu, 05 Jun 2025 16:38:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234465-us-bank-to-issue-its-first-abs-tied-to-auto-loans</link>
    </item>
    <item>
      <title>Pagaya Expands ABS Activity to Point-of-Sale Financing</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Fintech firm Pagaya will issue an ABS backed by small, short-term consumer loans originated through point-of-sale service Klarna.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234317</guid>
      <pubDate>Thu, 22 May 2025 16:01:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234317-pagaya-issues-point-of-sale-abs</link>
    </item>
    <item>
      <title>AutoNation Branches Out With its First Prime ABS</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Vehicle retailer AutoNation has so far focused on nonprime borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234277</guid>
      <pubDate>Thu, 15 May 2025 16:10:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234277-autonation-branches-out-with-its-first-prime-abs</link>
    </item>
    <item>
      <title>DOE Reform Could Lead to Larger Private Student Loan Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Threats of the potential closure of the Department of Education could massively expand private student loan ABS issuance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233641</guid>
      <pubDate>Thu, 06 Mar 2025 16:01:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233641-doe-reform-could-lead-to-larger-private-student-loan-market</link>
    </item>
    <item>
      <title>Investors See Strong Returns, Limited Risk in Esoteric ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Investors are showing strong demand for various types of esoteric ABS, including data center securitizations, whole-business transactions and deals tied to music royalties.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232517</guid>
      <pubDate>Thu, 31 Oct 2024 16:48:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232517-investors-see-strong-returns-limited-risk-in-esoteric-abs</link>
    </item>
    <item>
      <title>MBS and ABS Investors Largely Positive Amid Boom</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Attendance at the ABS East conference hit another record this week, with investors showing strong demand for structured finance products. Issuance is expected to remain elevated, helped by interest rate moves.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232493</guid>
      <pubDate>Thu, 24 Oct 2024 16:19:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232493-mbs-and-abs-investors-largely-positive-amid-boom</link>
    </item>
    <item>
      <title>Auto ABS on Track for Record Issuance in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of vehicle ABS is nearing another record and spreads remain tight, indicating that there’s plenty of investor demand for the asset. There are some concerns about performance, particularly for subprime auto ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232478</guid>
      <pubDate>Thu, 24 Oct 2024 16:15:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232478-auto-abs-on-track-for-record-issuance-in-2024</link>
    </item>
    <item>
      <title>ABS Issuance Off Slightly in 3Q24, Still on Record Pace</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The key vehicle ABS sector slowed in the third quarter and business-finance securitization stalled. But issuance in the first nine months of 2024 was up 22.9% from last year. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232380</guid>
      <pubDate>Thu, 17 Oct 2024 15:35:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232380-abs-issuance-off-slightly-in-3q24-still-on-record-pace</link>
    </item>
    <item>
      <title>Private Student Loan ABS Issuance Heats Up</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Ascent Funding has an offering backed by loans tied to coding classes. Morningstar has warned that ABS investors aren’t protected in the event of a bankruptcy by the borrower.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231796</guid>
      <pubDate>Thu, 08 Aug 2024 16:48:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231796-private-student-loan-abs-issuance-heats-up</link>
    </item>
    <item>
      <title>Lender Seeing Success With ABS Beyond SBA Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[NewtekOne is boosting originations of small business loans outside of the SBA 7(a) program. The firm recently issued its second ABS of the loans, offering strong yields for issuers and investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231792</guid>
      <pubDate>Thu, 08 Aug 2024 16:47:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231792-lender-seeing-success-with-abs-beyond-sba-loans</link>
    </item>
    <item>
      <title>Esoteric ABS Issuance Surges as Investors Diversify Portfolios</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Esoteric assets such as data centers and HEIs have seen increased investor interest due to higher interest rates.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231206</guid>
      <pubDate>Thu, 06 Jun 2024 16:58:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231206-investor-demand-leading-to-a-surge-in-esoteric-abs-issuance</link>
    </item>
    <item>
      <title>Delinquencies on Subprime Auto ABS Hit Record High</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Delinquencies and losses on subprime auto ABS have been rising. Improved underwriting and inflation leveling out could help improve performance, according to industry analysts.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231037</guid>
      <pubDate>Thu, 16 May 2024 16:43:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231037-elevated-delinquencies-losses-on-subprime-auto-abs</link>
    </item>
    <item>
      <title>Internet Addresses to Back New ABS Issuance</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Cogent Communications is using 13 million IP addresses as collateral for a novel securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230850</guid>
      <pubDate>Thu, 25 Apr 2024 16:49:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230850-securitizing-ip-addresses</link>
    </item>
    <item>
      <title>Non-Mortgage ABS Issuance Nears Record Level in 1Q24</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[It’s been almost 20 years since the ABS market had a quarter like the first three months of 2024. Some 72 of the 114 issuers that brought deals to market in the first quarter were on the sidelines in the previous period. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230759</guid>
      <pubDate>Thu, 18 Apr 2024 16:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230759-non-mortgage-abs-issuance-nears-record-level-in-1q24</link>
    </item>
    <item>
      <title>Fine Art Backing $500 Million ABS From Sotheby’s</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization is linked to short-term loans with an outstanding balance of $1.42 billion.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230720</guid>
      <pubDate>Thu, 11 Apr 2024 14:45:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230720-loans-tied-to-fine-art-heading-into-abs-from-sothebys</link>
    </item>
    <item>
      <title>Risks in Solar ABS Increase as Prepays Slow</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Declining mortgage refinance rates are causing a slowdown in solar ABS prepayments, increasing risks for investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230690</guid>
      <pubDate>Thu, 11 Apr 2024 14:44:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230690-risks-in-solar-abs-increase-as-prepays-slow</link>
    </item>
    <item>
      <title>Moody’s Highlights Risks in CRT Deals With Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[CRT deals involving auto loans typically have a pro rata structure, which can create more risks for investors than the sequential pay structure in ABS transactions. Structures are also evolving, including a deal issued by a nonbank in partnership with a bank.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230642</guid>
      <pubDate>Thu, 04 Apr 2024 16:57:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230642-moodys-highlights-risks-in-crt-deals-with-auto-loans</link>
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