https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Morningstar DBRS and Moody’s gained share in non-agency MBS ratings in the second quarter, while S&P made up ground in the ABS market. Fitch, however, remained the top rating service in both sectors. (Includes two data charts.) http://www.insidemortgagefinance.com/articles/238299 Thu, 20 Aug 2026 16:20:58 -0400 https://www.insidemortgagefinance.com/articles/238299-fitch-retains-top-ranking-in-mbs-and-abs-ratings-in-2q26 jdohnert@imfpubs.com Preferred equity and residual-interest debt financing are increasingly being used in ABS and CLO transactions. http://www.insidemortgagefinance.com/articles/238322 Thu, 20 Aug 2026 16:10:08 -0400 https://www.insidemortgagefinance.com/articles/238322-preferred-equity-residual-interest-debt-structure-usage-grows jdohnert@imfpubs.com The guidance clarifies that data center securitizations aren’t considered ABS as defined in the Securities Exchange Act. http://www.insidemortgagefinance.com/articles/238273 Thu, 13 Aug 2026 16:36:50 -0400 https://www.insidemortgagefinance.com/articles/238273-sec-guidance-could-reduce-data-center-securitization-costs sclark@imfpubs.com If approved, Zaria National Trust Bank would offer trustee services for ABS, servicing, collateral management and more. http://www.insidemortgagefinance.com/articles/238260 Thu, 13 Aug 2026 16:33:58 -0400 https://www.insidemortgagefinance.com/articles/238260-abs-servicer-files-charter-application-with-occ jdohnert@imfpubs.com Banks are expected to increase their use of synthetic-risk transfers following greater clarity on the products from regulators. http://www.insidemortgagefinance.com/articles/238194 Thu, 06 Aug 2026 16:30:54 -0400 https://www.insidemortgagefinance.com/articles/238194-srt-expected-to-get-boost-from-revised-basel-iii-proposal bivey@imfpubs.com The firm issued $3.7 billion of ABS during the second quarter, a 76.2% sequential jump. Pagaya aggregates auto loans, unsecured consumer loans and point-of-sale financing products. http://www.insidemortgagefinance.com/articles/238199 Thu, 06 Aug 2026 16:27:57 -0400 https://www.insidemortgagefinance.com/articles/238199-pagaya-sees-strong-demand-for-abs-boosts-aggregation jdohnert@imfpubs.com Fitch ratings found that early-stage delinquencies and cumulative default rates for consumer ABS deals are higher following a servicer bankruptcy or originator wind-down. http://www.insidemortgagefinance.com/articles/238141 Thu, 30 Jul 2026 16:11:22 -0400 https://www.insidemortgagefinance.com/articles/238141-servicer-bankruptcies-have-long-term-impact-on-abs-performance jbancroft@imfpubs.com Securitization of consumer loans and credit cards saw huge gains from the first to the second quarter, helping ABS issuance set a new record. Stellantis was the top ABS issuer in the second quarter, while Bank of America ranked as the top underwriter. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238059 Thu, 23 Jul 2026 15:00:00 -0400 https://www.insidemortgagefinance.com/articles/238059-consumer-debt-drives-new-abs-to-record-high-in-2q26 jdohnert@imfpubs.com ABS investors are advised to look closely at deals and focus on senior tranches that offer protection from lower-income borrowers. http://www.insidemortgagefinance.com/articles/238064 Thu, 23 Jul 2026 14:41:04 -0400 https://www.insidemortgagefinance.com/articles/238064-k-shaped-economy-masks-strong-abs-performance bivey@imfpubs.com The firm started offering credit cards in 2024 and is poised to top more than one million cardholders this year. The monthly payment rate on Robinhood’s gold card is well above MPRs for cards from many other firms, thanks to the 3% cash back offered on all transactions. http://www.insidemortgagefinance.com/articles/238020 Thu, 16 Jul 2026 16:44:08 -0400 https://www.insidemortgagefinance.com/articles/238020-robinhood-upsizes-its-first-credit-card-abs bivey@imfpubs.com FHFA plans to issue a proposed rule regarding credit-risk retention and the SEC is working toward a proposal to encourage issuance of publicly registered MBS and ABS. http://www.insidemortgagefinance.com/articles/237943 Thu, 09 Jul 2026 16:29:56 -0400 https://www.insidemortgagefinance.com/articles/237943-fhfa-sec-plan-separate-securitization-proposals bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal sclark@imfpubs.com A number of nonbanks involved in the ABS market have opted for bank charters in recent years. The capital requirements and oversight that come with that status will benefit nonbank ABS, Moody’s said. http://www.insidemortgagefinance.com/articles/237834 Thu, 25 Jun 2026 16:14:55 -0400 https://www.insidemortgagefinance.com/articles/237834-nonbanks-bank-charter-increase-boosts-abs azimmardi@imfpubs.com The downgrade watch was attributed to deterioration in performance, underperformance and liquidity challenges. http://www.insidemortgagefinance.com/articles/237821 Thu, 25 Jun 2026 16:13:58 -0400 https://www.insidemortgagefinance.com/articles/237821-some-abs-issued-in-recent-years-face-downgrades sclark@imfpubs.com Trade groups expressed concern that proposed changes to Rule 15c2-11 of the Securities Exchange Act could accidentally ensnare ABS. http://www.insidemortgagefinance.com/articles/237785 Thu, 18 Jun 2026 11:05:00 -0400 https://www.insidemortgagefinance.com/articles/237785-abs-players-press-sec-for-relief-from-securities-regulation bivey@imfpubs.com Byzfunder issued its first ABS last week, a transaction that was three times oversubscribed by investors. Repeat issuers are also ramping up originations and issuance volume. http://www.insidemortgagefinance.com/articles/237777 Thu, 18 Jun 2026 11:01:00 -0400 https://www.insidemortgagefinance.com/articles/237777-small-business-loan-providers-boost-abs-issuance bivey@imfpubs.com Sylvain Raynes, the new lead of the structured finance practice at Egan-Jones Ratings Company, warned that MBS and ABS investors are losing money if they’re relying on fairly static ratings from other firms. http://www.insidemortgagefinance.com/articles/237659 Thu, 04 Jun 2026 18:04:00 -0400 https://www.insidemortgagefinance.com/articles/237659-egan-jones-abs-rating-head-critical-of-ratings sclark@imfpubs.com A superior court decision centered on a bank-fintech partnership rejected the state’s argument regarding the “true lender,” providing protection for secondary market participants. http://www.insidemortgagefinance.com/articles/237664 Thu, 04 Jun 2026 18:02:00 -0400 https://www.insidemortgagefinance.com/articles/237664-oppfi sclark@imfpubs.com Kroll Bond Rating Agency said the One Big Beautiful Bill Act’s changes to federal student loans for graduate students will likely create a structural funding gap and shift loan demand toward private lenders, with production flowing into ABS. http://www.insidemortgagefinance.com/articles/237653 Thu, 04 Jun 2026 18:01:00 -0400 https://www.insidemortgagefinance.com/articles/237653-graduate-student-loan-abs-issuance-to-increase sclark@imfpubs.com The auto and unsecured loan sectors are facing headwinds, while the credit card sector has a more stable outlook. http://www.insidemortgagefinance.com/articles/237546 Thu, 21 May 2026 16:20:36 -0400 https://www.insidemortgagefinance.com/articles/237546-consumer-abs-performance-shifts jdohnert@imfpubs.com Consolidation among rights holders of music royalties will lead to less issuance but should boost deal performance as issuers will have more diversified asset pools, according to KBRA. http://www.insidemortgagefinance.com/articles/237545 Thu, 21 May 2026 16:19:38 -0400 https://www.insidemortgagefinance.com/articles/237545-industry-consolidation-driving-down-music-abs-issuance jdohnert@imfpubs.com Aircraft-lease ABS generally have low exposure to Spirit Airlines, and planes tied to Spirit are expected to be re-leased with little issue due to strong demand in the market. http://www.insidemortgagefinance.com/articles/237473 Thu, 14 May 2026 14:28:14 -0400 https://www.insidemortgagefinance.com/articles/237473-aviation-abs-expected-to-fly-high-even-as-spirit-shutters jdohnert@imfpubs.com The new partnership adds a new funding channel for Upstart’s growing unsecured consumer loan originations. http://www.insidemortgagefinance.com/articles/237341 Thu, 30 Apr 2026 17:44:46 -0400 https://www.insidemortgagefinance.com/articles/237341-upstart-teams-with-centerbridge-for-forward-flow-deal azimmardi@imfpubs.com Federal student loan program changes will take effect in July, impacting student loan ABS. http://www.insidemortgagefinance.com/articles/237338 Thu, 30 Apr 2026 17:33:55 -0400 https://www.insidemortgagefinance.com/articles/237338-changes-in-law-will-impact-student-loan-abs jbancroft@imfpubs.com Total ABS issuance reached its second-highest quarterly total in the first three months of 2026. Securitization of auto loans and data-center revenue were key factors. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237254 Thu, 23 Apr 2026 16:15:30 -0400 https://www.insidemortgagefinance.com/articles/237254-cars-data-centers-drive-1q26-abs-issuance-surge bivey@imfpubs.com The comment period on a concept release from the SEC to revise disclosure requirements on MBS and ABS closed in December. Since then, SEC officials have held a number of meetings with industry groups. http://www.insidemortgagefinance.com/articles/237266 Thu, 23 Apr 2026 16:08:35 -0400 https://www.insidemortgagefinance.com/articles/237266-groups-press-sec-for-relief-from-abs-disclosures bivey@imfpubs.com RecFi was set to issue a $143.3 million ABS backed by loans for boats and recreational vehicles. The issuer indefinitely postponed the issuance amid volatility in the financial markets. http://www.insidemortgagefinance.com/articles/237216 Thu, 16 Apr 2026 16:04:26 -0400 https://www.insidemortgagefinance.com/articles/237216-boat-abs-issuer-delays-planned-inaugural-securitization jdohnert@imfpubs.com Originator collateral misrepresentation and servicer reporting fraud also received a notable portion of votes for the most concerning schemes in a new survey from the Structured Finance Association. http://www.insidemortgagefinance.com/articles/237166 Thu, 09 Apr 2026 16:21:16 -0400 https://www.insidemortgagefinance.com/articles/237166-double-pledging-remains-major-concern-for-investors bivey@imfpubs.com The SEC is seeking more information from Egan-Jones Ratings on its application for authority to rate ABS and government securities. http://www.insidemortgagefinance.com/articles/237157 Thu, 09 Apr 2026 16:12:29 -0400 https://www.insidemortgagefinance.com/articles/237157-egan-jones-faces-sec-scrutiny-of-rating-expansion sclark@imfpubs.com Ratings from a single firm are increasingly common for single-asset/single-borrower commercial MBS, a sign of potential rating shopping. http://www.insidemortgagefinance.com/articles/237052 Thu, 26 Mar 2026 16:56:22 -0400 https://www.insidemortgagefinance.com/articles/237052-cmbs-market-sees-potential-increase-in-rating-shopping