https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal jbancroft@imfpubs.com Fitch surged past Kroll to start 2026 as the top rating service in the non-agency MBS market. The company also extended its lead as the top ABS rating service. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237804 Thu, 25 Jun 2026 16:20:00 -0400 https://www.insidemortgagefinance.com/articles/237804-fitch-retains-lead-in-abs-ratings-moves-up-in-mbs sclark@imfpubs.com A number of nonbanks involved in the ABS market have opted for bank charters in recent years. The capital requirements and oversight that come with that status will benefit nonbank ABS, Moody’s said. http://www.insidemortgagefinance.com/articles/237834 Thu, 25 Jun 2026 16:14:55 -0400 https://www.insidemortgagefinance.com/articles/237834-nonbanks-bank-charter-increase-boosts-abs azimmardi@imfpubs.com The downgrade watch was attributed to deterioration in performance, underperformance and liquidity challenges. http://www.insidemortgagefinance.com/articles/237821 Thu, 25 Jun 2026 16:13:58 -0400 https://www.insidemortgagefinance.com/articles/237821-some-abs-issued-in-recent-years-face-downgrades sclark@imfpubs.com Trade groups expressed concern that proposed changes to Rule 15c2-11 of the Securities Exchange Act could accidentally ensnare ABS. http://www.insidemortgagefinance.com/articles/237785 Thu, 18 Jun 2026 11:05:00 -0400 https://www.insidemortgagefinance.com/articles/237785-abs-players-press-sec-for-relief-from-securities-regulation bivey@imfpubs.com Byzfunder issued its first ABS last week, a transaction that was three times oversubscribed by investors. Repeat issuers are also ramping up originations and issuance volume. http://www.insidemortgagefinance.com/articles/237777 Thu, 18 Jun 2026 11:01:00 -0400 https://www.insidemortgagefinance.com/articles/237777-small-business-loan-providers-boost-abs-issuance bivey@imfpubs.com Sylvain Raynes, the new lead of the structured finance practice at Egan-Jones Ratings Company, warned that MBS and ABS investors are losing money if they’re relying on fairly static ratings from other firms. http://www.insidemortgagefinance.com/articles/237659 Thu, 04 Jun 2026 18:04:00 -0400 https://www.insidemortgagefinance.com/articles/237659-egan-jones-abs-rating-head-critical-of-ratings sclark@imfpubs.com A superior court decision centered on a bank-fintech partnership rejected the state’s argument regarding the “true lender,” providing protection for secondary market participants. http://www.insidemortgagefinance.com/articles/237664 Thu, 04 Jun 2026 18:02:00 -0400 https://www.insidemortgagefinance.com/articles/237664-oppfi sclark@imfpubs.com Kroll Bond Rating Agency said the One Big Beautiful Bill Act’s changes to federal student loans for graduate students will likely create a structural funding gap and shift loan demand toward private lenders, with production flowing into ABS. http://www.insidemortgagefinance.com/articles/237653 Thu, 04 Jun 2026 18:01:00 -0400 https://www.insidemortgagefinance.com/articles/237653-graduate-student-loan-abs-issuance-to-increase sclark@imfpubs.com The auto and unsecured loan sectors are facing headwinds, while the credit card sector has a more stable outlook. http://www.insidemortgagefinance.com/articles/237546 Thu, 21 May 2026 16:20:36 -0400 https://www.insidemortgagefinance.com/articles/237546-consumer-abs-performance-shifts jdohnert@imfpubs.com Consolidation among rights holders of music royalties will lead to less issuance but should boost deal performance as issuers will have more diversified asset pools, according to KBRA. http://www.insidemortgagefinance.com/articles/237545 Thu, 21 May 2026 16:19:38 -0400 https://www.insidemortgagefinance.com/articles/237545-industry-consolidation-driving-down-music-abs-issuance jdohnert@imfpubs.com Aircraft-lease ABS generally have low exposure to Spirit Airlines, and planes tied to Spirit are expected to be re-leased with little issue due to strong demand in the market. http://www.insidemortgagefinance.com/articles/237473 Thu, 14 May 2026 14:28:14 -0400 https://www.insidemortgagefinance.com/articles/237473-aviation-abs-expected-to-fly-high-even-as-spirit-shutters jdohnert@imfpubs.com The new partnership adds a new funding channel for Upstart’s growing unsecured consumer loan originations. http://www.insidemortgagefinance.com/articles/237341 Thu, 30 Apr 2026 17:44:46 -0400 https://www.insidemortgagefinance.com/articles/237341-upstart-teams-with-centerbridge-for-forward-flow-deal azimmardi@imfpubs.com Federal student loan program changes will take effect in July, impacting student loan ABS. http://www.insidemortgagefinance.com/articles/237338 Thu, 30 Apr 2026 17:33:55 -0400 https://www.insidemortgagefinance.com/articles/237338-changes-in-law-will-impact-student-loan-abs jbancroft@imfpubs.com Total ABS issuance reached its second-highest quarterly total in the first three months of 2026. Securitization of auto loans and data-center revenue were key factors. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237254 Thu, 23 Apr 2026 16:15:30 -0400 https://www.insidemortgagefinance.com/articles/237254-cars-data-centers-drive-1q26-abs-issuance-surge bivey@imfpubs.com The comment period on a concept release from the SEC to revise disclosure requirements on MBS and ABS closed in December. Since then, SEC officials have held a number of meetings with industry groups. http://www.insidemortgagefinance.com/articles/237266 Thu, 23 Apr 2026 16:08:35 -0400 https://www.insidemortgagefinance.com/articles/237266-groups-press-sec-for-relief-from-abs-disclosures bivey@imfpubs.com RecFi was set to issue a $143.3 million ABS backed by loans for boats and recreational vehicles. The issuer indefinitely postponed the issuance amid volatility in the financial markets. http://www.insidemortgagefinance.com/articles/237216 Thu, 16 Apr 2026 16:04:26 -0400 https://www.insidemortgagefinance.com/articles/237216-boat-abs-issuer-delays-planned-inaugural-securitization jdohnert@imfpubs.com Originator collateral misrepresentation and servicer reporting fraud also received a notable portion of votes for the most concerning schemes in a new survey from the Structured Finance Association. http://www.insidemortgagefinance.com/articles/237166 Thu, 09 Apr 2026 16:21:16 -0400 https://www.insidemortgagefinance.com/articles/237166-double-pledging-remains-major-concern-for-investors bivey@imfpubs.com The SEC is seeking more information from Egan-Jones Ratings on its application for authority to rate ABS and government securities. http://www.insidemortgagefinance.com/articles/237157 Thu, 09 Apr 2026 16:12:29 -0400 https://www.insidemortgagefinance.com/articles/237157-egan-jones-faces-sec-scrutiny-of-rating-expansion sclark@imfpubs.com Ratings from a single firm are increasingly common for single-asset/single-borrower commercial MBS, a sign of potential rating shopping. http://www.insidemortgagefinance.com/articles/237052 Thu, 26 Mar 2026 16:56:22 -0400 https://www.insidemortgagefinance.com/articles/237052-cmbs-market-sees-potential-increase-in-rating-shopping jdohnert@imfpubs.com The company recently closed its first rated securitization of the year backed by home equity investments. http://www.insidemortgagefinance.com/articles/237057 Thu, 26 Mar 2026 16:55:24 -0400 https://www.insidemortgagefinance.com/articles/237057-unison-plots-growth-of-securitization-platform jdohnert@imfpubs.com Delinquencies on auto loan ABS are increasing, with additional hikes expected, particularly for subprime deals. http://www.insidemortgagefinance.com/articles/236984 Thu, 19 Mar 2026 17:05:01 -0400 https://www.insidemortgagefinance.com/articles/236984-auto-abs-delinquencies-expected-to-rise bivey@imfpubs.com S&P has seen several proposals for ABS similar to the $188 million deal Ledn issued in February tied to loans secured by bitcoin holdings. http://www.insidemortgagefinance.com/articles/236991 Thu, 19 Mar 2026 17:04:03 -0400 https://www.insidemortgagefinance.com/articles/236991-s-and-p-seeing-interest-from-issuers-for-bitcoin-loan-abs bivey@imfpubs.com SEC proposes to exempt MBS, ABS from Rule 15c2-11; Amherst offering single-family rental securitization; Morningstar offers “bring your own loan” rating analysis; subprime MBS from 1999 downgraded. http://www.insidemortgagefinance.com/articles/236983 Thu, 19 Mar 2026 17:03:05 -0400 https://www.insidemortgagefinance.com/articles/236983-grapevine-sec-proposal-on-rule-15c2-11-sfr-securitization-marketing jbancroft@imfpubs.com The two largest bank ABS investors, TD Bank and Bank of America, accounted for virtually all of the industry’s fourth-quarter growth in non-mortgage ABS. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/236895 Thu, 12 Mar 2026 16:42:00 -0400 https://www.insidemortgagefinance.com/articles/236895-bank-abs-holdings-edge-higher-in-fourth-quarter jdohnert@imfpubs.com Investors are showing increased interest in securitizations of traditional home equity loans and home equity investments. http://www.insidemortgagefinance.com/articles/236906 Thu, 12 Mar 2026 16:35:39 -0400 https://www.insidemortgagefinance.com/articles/236906-demand-for-home-equity-securitizations-rising sclark@imfpubs.com The investors claim the warehouse lenders and underwriters were aware of fraud at Tricolor, but ignored the warnings. http://www.insidemortgagefinance.com/articles/236907 Thu, 12 Mar 2026 16:30:42 -0400 https://www.insidemortgagefinance.com/articles/236907-tricolor-abs-investors-sue-warehouse-lenders-underwriters ewilley@imfpubs.com Kroll Bond Ratings Agency placed a 2024 transaction issued by Kobalt Music on watch for a potential downgrade because of the flagging performance of the underlying assets. http://www.insidemortgagefinance.com/articles/236918 Thu, 12 Mar 2026 16:28:49 -0400 https://www.insidemortgagefinance.com/articles/236918-somebodys-watching-music-abs sclark@imfpubs.com Ken Michlitsch, managing director of the alternative lending group at Morgan Stanley, said the ABS structure was designed to address the needs of both insurance clients and asset managers. http://www.insidemortgagefinance.com/articles/236853 Thu, 05 Mar 2026 16:43:01 -0500 https://www.insidemortgagefinance.com/articles/236853-morgan-stanley-issues-consumer-personal-loan-backed-abs jdohnert@imfpubs.com Despite some concerns tied to fraud and performance, investors are optimistic that issuance volume will increase this year. http://www.insidemortgagefinance.com/articles/236793 Thu, 26 Feb 2026 16:47:47 -0500 https://www.insidemortgagefinance.com/articles/236793-mbs-abs-markets-optimistic-despite-pockets-of-concern