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      <title>FHFA Changes to CSS May Enable Public Utility Plans</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Changes to Common Securitization Solutions, including being renamed U.S. Financial Technology, appear to set the company up to serve additional secondary mortgage market participants.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/234654</guid>
      <pubDate>Thu, 26 Jun 2025 17:21:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234654-css-and-gse-reform</link>
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      <title>Stable Forecast for Residential MBS; CMBS, Not So Much</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fitch Ratings sees relatively smooth sailing for residential MBS this year while times are tough in the CMBS market, and the worst could be yet to come.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/231516</guid>
      <pubDate>Thu, 11 Jul 2024 16:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231516-stable-forecast-for-residential-mbs-cmbs-not-so-much</link>
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      <title>Some Risks as ABS Issuers Use AI for Underwriting</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[As AI becomes ubiquitous in both the origination and securitization of loans, the U.S. regulatory framework is likely to evolve closer to the stricter rules used in the European Union.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/231278</guid>
      <pubDate>Thu, 13 Jun 2024 17:17:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231278-prospects-for-ai-in-structured-finance</link>
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      <title>Minimal Issues Expected in LIBOR/SOFR Transition</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Most impacted securities have already made the transition from the London Interbank Offered Rate. S&P expects the LIBOR Act will minimize the risk on the remainder.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/228155</guid>
      <pubDate>Thu, 22 Jun 2023 14:03:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228155-minimal-issues-expected-for-securities-transitioning-to-sofr</link>
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      <title>DBRS: Securitization Market Can Withstand U.S. Debt Default</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[If the federal government doesn’t increase its debt ceiling in the near term, payments to investors in MBS and ABS will largely still continue as usual, according to DBRS. But there are significant risks in terms of borrower performance.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/227924</guid>
      <pubDate>Thu, 25 May 2023 16:19:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227924-dbrs-securitization-market-can-withstand-debt-default</link>
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      <title>MBS Industry Picks Apart SEC Proposal on Conflicts of Interest</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The SEC’s proposed rule on conflicts of interest in the securitization market is unworkable and unnecessarily broad, according to industry stakeholders.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/227437</guid>
      <pubDate>Thu, 06 Apr 2023 17:39:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227437-industry-participants-pick-apart-sec-proposal-on-conflicts</link>
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      <title>Grapevine: Congress Moving Toward LIBOR Fix for MBS and ABS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Congress is getting closer to passing legislation that would help legacy MBS and ABS transition away from LIBOR; there’s a securitization angle in Zillow’s move to discontinue its fix-and-flip business.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/222898</guid>
      <pubDate>Thu, 04 Nov 2021 16:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222898-grapevine-congress-moving-toward-libor-fix-for-mbs-and-abs-zillows-securitizations</link>
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      <title>FHFA Scraps CSS Plans to Issue Non-GSE Securities</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A leadership shuffle at the Fannie/Freddie joint venture ends rumors that its securitization platform would be opened to competing guarantors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222646</guid>
      <pubDate>Thu, 07 Oct 2021 16:49:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222646-fhfa-scraps-css-plans-to-issue-non-gse-securities</link>
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      <title>Rating Services Come Under Congressional Scrutiny</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[During a Capitol Hill hearing, House Democrats focused on credit rating shortcomings that allowed for the subprime crisis of 2007-2008 and inadequate reforms that followed. ]]>
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      <guid>http://www.insidemortgagefinance.com/articles/222015</guid>
      <pubDate>Thu, 29 Jul 2021 15:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222015-shadow-of-2008-remains-as-rating-services-face-scrutiny</link>
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      <title>House Democrats Push for Reforms of Credit Rating Practices</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[One of the five draft bills proposed by the House Democrats this week seeks to establish a board that would be responsible for assigning rating services to provide grades on MBS and ABS.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/221963</guid>
      <pubDate>Thu, 22 Jul 2021 14:28:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/221963-house-democrats-push-for-reforms-of-credit-rating-practices</link>
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      <title>Powell Says Legislation Necessary to Help with LIBOR Transition</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Structured Finance Association is working with members of Congress on a potential bill to help facilitate the transition away from the scandal-scarred LIBOR.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/220699</guid>
      <pubDate>Thu, 04 Mar 2021 16:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/220699-feds-powell-sees-federal-legislation-as-necessary-to-help-with-libor-transition</link>
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      <title>Reforms Suggested to Attract Investors to Non-Agency MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A longer statute of limitation and increased disclosure requirements could help attract long-term investors in the MBS and ABS market, industry experts recommend.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/217402</guid>
      <pubDate>Thu, 12 Mar 2020 13:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/217402-investor-friendly-reforms-suggested-for-non-agency-mbs-and-abs</link>
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      <title>Fitch Sees Little Risk With NY’s Six-Year Statute of Limitation</title>
      <author>news@imfpubs.com</author>
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        <![CDATA[New York’s six-year statute of limitation for breach of rep-and-warranty claims in RMBS does not raise investor risk significantly if the deal comes with full, upfront third-party due diligence.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/216633</guid>
      <pubDate>Thu, 19 Dec 2019 09:27:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/216633-fitch-impact-of-ny-statute-of-limitation-on-mbs-breach-claims-can-be-eased</link>
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