https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Usage of VantageScore 4.0 is rising among mortgage lenders, helped by LLPAs at the GSEs and low prices for the scores. However, MBS investors have some hesitation regarding how VS4 scores compare to FICO scores. http://www.insidemortgagefinance.com/articles/238948 Thu, 29 Oct 2026 16:08:10 -0400 https://www.insidemortgagefinance.com/articles/238948-mbs-investors-look-to-adjust-with-vantagescore bivey@imfpubs.com Redwood Trust has been issuing non-agency MBS on its Sequoia shelf via private securitizations with minimal disclosures. The collateral in the deals is similar to typical Sequoia issuance but the securitizations receive sub-AAA ratings due to their structures. http://www.insidemortgagefinance.com/articles/238938 Thu, 29 Oct 2026 16:07:12 -0400 https://www.insidemortgagefinance.com/articles/238938-redwoods-non-aaa-rated-private-mbs-come-to-light jdohnert@imfpubs.com The NAIC is expected to drill down on several preliminary proposals covering insurance company investments in securitizations following industry feedback that was critical of the potential guidelines. http://www.insidemortgagefinance.com/articles/238939 Thu, 29 Oct 2026 16:06:14 -0400 https://www.insidemortgagefinance.com/articles/238939-naic-looks-for-greater-clarity-on-securitization-market bivey@imfpubs.com As interest rates increase, the value of outstanding expanded-credit MBS declines. Investors are responding by demanding higher spreads for new issuance, putting pressure on issuers. http://www.insidemortgagefinance.com/articles/238882 Thu, 22 Oct 2026 16:19:45 -0400 https://www.insidemortgagefinance.com/articles/238882-mixed-views-among-investors-in-expanded-credit-mbs jbancroft@imfpubs.com A strong flow of jumbo mortgages and GSE-eligible loans helped boost non-agency MBS issuance in the third quarter. (Includes three data files.) http://www.insidemortgagefinance.com/articles/238789 Thu, 15 Oct 2026 15:30:00 -0400 https://www.insidemortgagefinance.com/articles/238789-prime-leads-non-agency-mbs-rebound-in-3q26 azimmardi@imfpubs.com Rising interest rates have prompted some issuers of expanded-credit MBS to use sequential structures. http://www.insidemortgagefinance.com/articles/238824 Thu, 15 Oct 2026 15:08:31 -0400 https://www.insidemortgagefinance.com/articles/238824-non-qm-mbs-issuers-shifting-to-sequential-structures jdohnert@imfpubs.com Issuers expect to keep securitizing loans at a similar pace even as interest rates rise. http://www.insidemortgagefinance.com/articles/238763 Thu, 08 Oct 2026 15:55:13 -0400 https://www.insidemortgagefinance.com/articles/238763-rtl-mbs-issuers-optimistic-even-as-rates-rise dhollier@imfpubs.com In a high-rate environment, debt service coverage ratios determine the size of an agency refinance. Those loans may not be large enough to cover the inflation-driven debt of many multifamily properties. http://www.insidemortgagefinance.com/articles/238761 Thu, 08 Oct 2026 15:54:15 -0400 https://www.insidemortgagefinance.com/articles/238761-gses-lose-mf-share-to-cmbs-and-banks jdohnert@imfpubs.com Growth was fueled by agency MBS as REITs decreased their holdings of non-agency loans in the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238754 Thu, 08 Oct 2026 15:51:22 -0400 https://www.insidemortgagefinance.com/articles/238754-reits-increase-mbs-holdings-in-2q jdohnert@imfpubs.com Vandad Fartaj will lead capital market initiatives and investment strategies, with an emphasis on mortgage servicing rights. http://www.insidemortgagefinance.com/articles/238685 Thu, 08 Oct 2026 11:54:10 -0400 https://www.insidemortgagefinance.com/articles/238685-uwm-hires-first-chief-investment-officer bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q azimmardi@imfpubs.com Some lenders are seeing better execution for GSE-eligible investment-property mortgages in non-agency MBS. http://www.insidemortgagefinance.com/articles/238671 Thu, 01 Oct 2026 16:44:22 -0400 https://www.insidemortgagefinance.com/articles/238671-non-agency-mbs-picks-up-market-share-investor-appetite-strong bivey@imfpubs.com A working group at the National Association of Insurance Commissioners proposed harsh treatment of multi-collateral structured credit investments at insurance companies. http://www.insidemortgagefinance.com/articles/238627 Thu, 24 Sep 2026 15:57:51 -0400 https://www.insidemortgagefinance.com/articles/238627-naic-scrutinizing-insurers-multi-collateral-investments azimmardi@imfpubs.com Andrew Davidson & Co. is testing an update to its non-agency mortgage model for investors that incorporates loan-level data from post-2008 loans. http://www.insidemortgagefinance.com/articles/238608 Thu, 24 Sep 2026 15:54:58 -0400 https://www.insidemortgagefinance.com/articles/238608-non-agency-credit-model-features-robust-loan-level-data sclark@imfpubs.com A New York appellate court upheld a ruling that deferred mortgage loan principal payments under a crisis-era loan-modification program should be treated as subsequent recoveries. http://www.insidemortgagefinance.com/articles/238632 Thu, 24 Sep 2026 15:53:02 -0400 https://www.insidemortgagefinance.com/articles/238632-subordinate-investors-in-non-agency-mbs-prevail-in-hamp-lawsuit dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores azimmardi@imfpubs.com Several themes emerged from the feedback the Securities and Exchange Commission received in response to its concept release on changes to Reg. AB2 disclosure standards for publicly-registered deals. http://www.insidemortgagefinance.com/articles/238568 Thu, 17 Sep 2026 17:26:22 -0400 https://www.insidemortgagefinance.com/articles/238568-sec-combs-through-comment-letters-accepts-feedback-after-comment-period-closed dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository jdohnert@imfpubs.com Rating services are preparing rating criteria that will consider the impact of loans underwritten using VantageScore 4.0 and FICO 10T. http://www.insidemortgagefinance.com/articles/238493 Thu, 10 Sep 2026 16:29:44 -0400 https://www.insidemortgagefinance.com/articles/238493-rating-agencies-planning-for-new-credit-score-models bivey@imfpubs.com Even when excluding a large issuance in the first quarter of seasoned closed-end second liens, securitizations of home equity loans declined on a quarterly basis in the second quarter. (Includes three data files.) http://www.insidemortgagefinance.com/articles/238319 Thu, 20 Aug 2026 16:18:59 -0400 https://www.insidemortgagefinance.com/articles/238319-securitization-of-home-equity-loans-cools-in-2q jdohnert@imfpubs.com Insurance companies continue to grow their residential whole-loan portfolios as they look to diversify investments. http://www.insidemortgagefinance.com/articles/238328 Thu, 20 Aug 2026 16:15:03 -0400 https://www.insidemortgagefinance.com/articles/238328-residential-whole-loans-remain-attractive-option-for-insurers azimmardi@imfpubs.com Loans in the planned securitization were originated by Resfin Partners, an affiliate of investment firm Castlelake. http://www.insidemortgagefinance.com/articles/238316 Thu, 20 Aug 2026 16:12:21 -0400 https://www.insidemortgagefinance.com/articles/238316-eastview-plans-to-issue-non-agency-mbs jdohnert@imfpubs.com TPG Mortgage Investment Trust is set to acquire Cherry Hill Mortgage Investment in a $117.5 million deal. http://www.insidemortgagefinance.com/articles/238262 Thu, 13 Aug 2026 16:35:52 -0400 https://www.insidemortgagefinance.com/articles/238262-tpg-mortgage-boosts-agency-mbs-with-cherry-hill-deal azimmardi@imfpubs.com Kroll Bond Rating Agency projects that issuance involving residential transition loans will decline by 12% on an annual basis this year, continuing the sector’s uneven yearly output. http://www.insidemortgagefinance.com/articles/238190 Thu, 06 Aug 2026 16:25:58 -0400 https://www.insidemortgagefinance.com/articles/238190-rtl-securitization-volume-to-drop-in-2026 jdohnert@imfpubs.com A significant amount of wealth is expected to be transferred to younger generations in the coming years, leading to smaller mortgage amounts and a change in MBS characteristics. http://www.insidemortgagefinance.com/articles/238187 Thu, 06 Aug 2026 16:24:59 -0400 https://www.insidemortgagefinance.com/articles/238187-generational-wealth-transfer-could-impact-mbs-supply azimmardi@imfpubs.com The average balance of loans in the new deal is $916,240, compared to $794,484 in Redwood’s March deal. http://www.insidemortgagefinance.com/articles/238132 Thu, 30 Jul 2026 16:10:25 -0400 https://www.insidemortgagefinance.com/articles/238132-redwood-prices-second-more-diversified-non-agency-mbs-with-mortgages-for-doctors azimmardi@imfpubs.com Bayview Asset Management recently issued two forward-flow deals, with the issuer adding to the pools during a prefunding period. http://www.insidemortgagefinance.com/articles/238068 Thu, 23 Jul 2026 14:44:56 -0400 https://www.insidemortgagefinance.com/articles/238068-bayview-closes-unique-non-agency-mbs-deals bivey@imfpubs.com The Basel re-proposal from federal bank regulators includes provisions that would limit mortgage warehouse lending and securitization by banks, according to industry participants. http://www.insidemortgagefinance.com/articles/238066 Thu, 23 Jul 2026 14:43:58 -0400 https://www.insidemortgagefinance.com/articles/238066-bank-warehouse-lending-securitization-could-see-hit azimmardi@imfpubs.com More than 30 investors participated in the $508.6 million securitization of home equity investment products. http://www.insidemortgagefinance.com/articles/238063 Thu, 23 Jul 2026 14:42:02 -0400 https://www.insidemortgagefinance.com/articles/238063-point-closed-largest-ever-hei-deal azimmardi@imfpubs.com Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors. http://www.insidemortgagefinance.com/articles/238018 Thu, 16 Jul 2026 16:54:53 -0400 https://www.insidemortgagefinance.com/articles/238018-kbra-begins-rating-rtls