https://www.insidemortgagefinance.com/rss en-us azimmardi@imfpubs.com Bayview Asset Management recently issued two forward-flow deals, with the issuer adding to the pools during a prefunding period. http://www.insidemortgagefinance.com/articles/238068 Thu, 23 Jul 2026 14:44:56 -0400 https://www.insidemortgagefinance.com/articles/238068-bayview-closes-unique-non-agency-mbs-deals bivey@imfpubs.com The Basel re-proposal from federal bank regulators includes provisions that would limit mortgage warehouse lending and securitization by banks, according to industry participants. http://www.insidemortgagefinance.com/articles/238066 Thu, 23 Jul 2026 14:43:58 -0400 https://www.insidemortgagefinance.com/articles/238066-bank-warehouse-lending-securitization-could-see-hit azimmardi@imfpubs.com More than 30 investors participated in the $508.6 million securitization of home equity investment products. http://www.insidemortgagefinance.com/articles/238063 Thu, 23 Jul 2026 14:42:02 -0400 https://www.insidemortgagefinance.com/articles/238063-point-closed-largest-ever-hei-deal azimmardi@imfpubs.com Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors. http://www.insidemortgagefinance.com/articles/238018 Thu, 16 Jul 2026 16:54:53 -0400 https://www.insidemortgagefinance.com/articles/238018-kbra-begins-rating-rtls jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk bivey@imfpubs.com FHFA plans to issue a proposed rule regarding credit-risk retention and the SEC is working toward a proposal to encourage issuance of publicly registered MBS and ABS. http://www.insidemortgagefinance.com/articles/237943 Thu, 09 Jul 2026 16:29:56 -0400 https://www.insidemortgagefinance.com/articles/237943-fhfa-sec-plan-separate-securitization-proposals jdohnert@imfpubs.com Figure issued a fully pre-funded securitization with HELOCs, with the firm touting the effort as an alternative to the agency TBA market. http://www.insidemortgagefinance.com/articles/237948 Thu, 09 Jul 2026 16:27:00 -0400 https://www.insidemortgagefinance.com/articles/237948-figure-closes-first-fully-pre-funded-securitization bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal jdohnert@imfpubs.com Investors see expanded-credit MBS as a safer bet than consumer ABS and CLO deals. http://www.insidemortgagefinance.com/articles/237835 Thu, 25 Jun 2026 16:18:49 -0400 https://www.insidemortgagefinance.com/articles/237835-non-qm-mbs-seen-as-alternative-to-more-volatile-securities bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q jdohnert@imfpubs.com International players and smaller insurance companies are expected to increase their investments in expanded-credit MBS. http://www.insidemortgagefinance.com/articles/237786 Thu, 18 Jun 2026 11:07:00 -0400 https://www.insidemortgagefinance.com/articles/237786-new-investors-flock-to-mbs-market dhollier@imfpubs.com Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements. http://www.insidemortgagefinance.com/articles/237787 Thu, 18 Jun 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/237787-rejiggering-the-basel-re-proposal bivey@imfpubs.com The yield curve is helping to drive up demand for non-agency MBS. And rising delinquencies aren’t much of a concern for investors. http://www.insidemortgagefinance.com/articles/237717 Thu, 11 Jun 2026 17:07:00 -0400 https://www.insidemortgagefinance.com/articles/237717-demand-for-non-agency-mbs-exceptionally-strong bivey@imfpubs.com Investors aren’t tiering issuers/deals, fraud is a risk with cash-out DSCR mortgages, jumbos in expanded-credit MBS prepay faster than traditional expanded-credit mortgages and investors are getting aggressive with bids for GSE-eligible mortgages. http://www.insidemortgagefinance.com/articles/237720 Thu, 11 Jun 2026 17:03:00 -0400 https://www.insidemortgagefinance.com/articles/237720-some-risks-seen-in-non-agency-market bivey@imfpubs.com Sylvain Raynes, the new lead of the structured finance practice at Egan-Jones Ratings Company, warned that MBS and ABS investors are losing money if they’re relying on fairly static ratings from other firms. http://www.insidemortgagefinance.com/articles/237659 Thu, 04 Jun 2026 18:04:00 -0400 https://www.insidemortgagefinance.com/articles/237659-egan-jones-abs-rating-head-critical-of-ratings dhollier@imfpubs.com The voluntary scope aims to standardize practices among due diligence reviewers and also prevent a “race to the bottom.” http://www.insidemortgagefinance.com/articles/237577 Thu, 28 May 2026 16:08:39 -0400 https://www.insidemortgagefinance.com/articles/237577-sfa-simplifies-trid-compliance-review-for-home-equity-loans bivey@imfpubs.com The rating service last week finalized a methodology update that will allow it to rate securitizations of home equity loans. http://www.insidemortgagefinance.com/articles/237591 Thu, 28 May 2026 16:04:45 -0400 https://www.insidemortgagefinance.com/articles/237591-moodys-ready-to-rate-securitizations-of-home-equity-loans bivey@imfpubs.com Excluding a one-off $5.69 billion issuance from Chase, securitization of home equity loans declined during the first quarter. Activity involving closed-end second liens held up while HELOC issuance fell. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237536 Thu, 21 May 2026 16:22:33 -0400 https://www.insidemortgagefinance.com/articles/237536-chase-deal-skews-hel-securitization-in-1q jdohnert@imfpubs.com Fitch placed a “deteriorating” outlook on the securitized second-lien market due to rising delinquencies. However, the rating service said that the sector is still performing within its base case expectations. http://www.insidemortgagefinance.com/articles/237413 Thu, 07 May 2026 16:27:54 -0400 https://www.insidemortgagefinance.com/articles/237413-dqs-on-second-lien-loans-rising-faster-than-expected sclark@imfpubs.com The Second Circuit Court of Appeals altered some of its original findings in a lawsuit dealing with MBS liability under the Employee Retirement Income Security Act. http://www.insidemortgagefinance.com/articles/237348 Thu, 30 Apr 2026 17:47:39 -0400 https://www.insidemortgagefinance.com/articles/237348-appeals-court-reverses-ruling-on-erisa-liability azimmardi@imfpubs.com Itasca Park issued its first non-agency MBS issuance this week and Blackstone made its return to the non-agency MBS market as an issuer. http://www.insidemortgagefinance.com/articles/237350 Thu, 30 Apr 2026 17:45:44 -0400 https://www.insidemortgagefinance.com/articles/237350-new-expanded-credit-mbs-issuer-blackstone-returns jdohnert@imfpubs.com Issuers are increasingly delivering GSE-eligible owner-occupied mortgages to non-agency MBS in a bid to diversify liquidity. http://www.insidemortgagefinance.com/articles/237285 Thu, 23 Apr 2026 16:10:31 -0400 https://www.insidemortgagefinance.com/articles/237285-gse-eligible-loans-increasingly-heading-to-private-mbs bivey@imfpubs.com The comment period on a concept release from the SEC to revise disclosure requirements on MBS and ABS closed in December. Since then, SEC officials have held a number of meetings with industry groups. http://www.insidemortgagefinance.com/articles/237266 Thu, 23 Apr 2026 16:08:35 -0400 https://www.insidemortgagefinance.com/articles/237266-groups-press-sec-for-relief-from-abs-disclosures azimmardi@imfpubs.com After publishing new rating criteria for non-agency MBS, Fitch Ratings upgraded thousands of tranches. http://www.insidemortgagefinance.com/articles/237293 Thu, 23 Apr 2026 16:05:41 -0400 https://www.insidemortgagefinance.com/articles/237293-many-upgrades-of-rmbs-by-fitch-following-change jdohnert@imfpubs.com The rapid rise in investor interest for home equity loan securitizations has drawn parallels to the rise of non-QM MBS post the 2008 crisis. http://www.insidemortgagefinance.com/articles/237156 Thu, 09 Apr 2026 16:22:15 -0400 https://www.insidemortgagefinance.com/articles/237156-investor-interest-in-hel-mbs-mirrors-early-days-of-non-agency-20 jdohnert@imfpubs.com Originator collateral misrepresentation and servicer reporting fraud also received a notable portion of votes for the most concerning schemes in a new survey from the Structured Finance Association. http://www.insidemortgagefinance.com/articles/237166 Thu, 09 Apr 2026 16:21:16 -0400 https://www.insidemortgagefinance.com/articles/237166-double-pledging-remains-major-concern-for-investors sclark@imfpubs.com Liability under ERISA for MBS structures could be impacted by a recent appeals court’s ruling in a long-running lawsuit. http://www.insidemortgagefinance.com/articles/237165 Thu, 09 Apr 2026 16:20:22 -0400 https://www.insidemortgagefinance.com/articles/237165-appeals-court-rules-some-mbs-subject-to-erisa-liability azimmardi@imfpubs.com Annaly Capital Management is set to issue a $349.3 million non-agency MBS with loans originated by AmeriHome Mortgage. http://www.insidemortgagefinance.com/articles/237162 Thu, 09 Apr 2026 16:00:32 -0400 https://www.insidemortgagefinance.com/articles/237162-amerihome-sends-gse-eligible-mortgages-to-annaly bivey@imfpubs.com Some 68.0% of mortgages originated in 2025 were sold into MBS. Securitization rates were stable across most products, except for expanded-credit mortgages, where the securitization rate increased sharply. (Includes data table.) http://www.insidemortgagefinance.com/articles/237025 Thu, 26 Mar 2026 16:59:14 -0400 https://www.insidemortgagefinance.com/articles/237025-residential-mortgage-securitization-rate-steady-in-2025