https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com As interest rates increase, the value of outstanding expanded-credit MBS declines. Investors are responding by demanding higher spreads for new issuance, putting pressure on issuers. http://www.insidemortgagefinance.com/articles/238882 Thu, 22 Oct 2026 16:19:45 -0400 https://www.insidemortgagefinance.com/articles/238882-mixed-views-among-investors-in-expanded-credit-mbs jbancroft@imfpubs.com A strong flow of jumbo mortgages and GSE-eligible loans helped boost non-agency MBS issuance in the third quarter. (Includes three data files.) http://www.insidemortgagefinance.com/articles/238789 Thu, 15 Oct 2026 15:30:00 -0400 https://www.insidemortgagefinance.com/articles/238789-prime-leads-non-agency-mbs-rebound-in-3q26 azimmardi@imfpubs.com Rising interest rates have prompted some issuers of expanded-credit MBS to use sequential structures. http://www.insidemortgagefinance.com/articles/238824 Thu, 15 Oct 2026 15:08:31 -0400 https://www.insidemortgagefinance.com/articles/238824-non-qm-mbs-issuers-shifting-to-sequential-structures jdohnert@imfpubs.com Issuers expect to keep securitizing loans at a similar pace even as interest rates rise. http://www.insidemortgagefinance.com/articles/238763 Thu, 08 Oct 2026 15:55:13 -0400 https://www.insidemortgagefinance.com/articles/238763-rtl-mbs-issuers-optimistic-even-as-rates-rise dhollier@imfpubs.com In a high-rate environment, debt service coverage ratios determine the size of an agency refinance. Those loans may not be large enough to cover the inflation-driven debt of many multifamily properties. http://www.insidemortgagefinance.com/articles/238761 Thu, 08 Oct 2026 15:54:15 -0400 https://www.insidemortgagefinance.com/articles/238761-gses-lose-mf-share-to-cmbs-and-banks jdohnert@imfpubs.com Growth was fueled by agency MBS as REITs decreased their holdings of non-agency loans in the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238754 Thu, 08 Oct 2026 15:51:22 -0400 https://www.insidemortgagefinance.com/articles/238754-reits-increase-mbs-holdings-in-2q jdohnert@imfpubs.com Vandad Fartaj will lead capital market initiatives and investment strategies, with an emphasis on mortgage servicing rights. http://www.insidemortgagefinance.com/articles/238685 Thu, 08 Oct 2026 11:54:10 -0400 https://www.insidemortgagefinance.com/articles/238685-uwm-hires-first-chief-investment-officer bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q azimmardi@imfpubs.com Some lenders are seeing better execution for GSE-eligible investment-property mortgages in non-agency MBS. http://www.insidemortgagefinance.com/articles/238671 Thu, 01 Oct 2026 16:44:22 -0400 https://www.insidemortgagefinance.com/articles/238671-non-agency-mbs-picks-up-market-share-investor-appetite-strong bivey@imfpubs.com A working group at the National Association of Insurance Commissioners proposed harsh treatment of multi-collateral structured credit investments at insurance companies. http://www.insidemortgagefinance.com/articles/238627 Thu, 24 Sep 2026 15:57:51 -0400 https://www.insidemortgagefinance.com/articles/238627-naic-scrutinizing-insurers-multi-collateral-investments azimmardi@imfpubs.com Andrew Davidson & Co. is testing an update to its non-agency mortgage model for investors that incorporates loan-level data from post-2008 loans. http://www.insidemortgagefinance.com/articles/238608 Thu, 24 Sep 2026 15:54:58 -0400 https://www.insidemortgagefinance.com/articles/238608-non-agency-credit-model-features-robust-loan-level-data sclark@imfpubs.com A New York appellate court upheld a ruling that deferred mortgage loan principal payments under a crisis-era loan-modification program should be treated as subsequent recoveries. http://www.insidemortgagefinance.com/articles/238632 Thu, 24 Sep 2026 15:53:02 -0400 https://www.insidemortgagefinance.com/articles/238632-subordinate-investors-in-non-agency-mbs-prevail-in-hamp-lawsuit dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores azimmardi@imfpubs.com Several themes emerged from the feedback the Securities and Exchange Commission received in response to its concept release on changes to Reg. AB2 disclosure standards for publicly-registered deals. http://www.insidemortgagefinance.com/articles/238568 Thu, 17 Sep 2026 17:26:22 -0400 https://www.insidemortgagefinance.com/articles/238568-sec-combs-through-comment-letters-accepts-feedback-after-comment-period-closed dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository jdohnert@imfpubs.com Rating services are preparing rating criteria that will consider the impact of loans underwritten using VantageScore 4.0 and FICO 10T. http://www.insidemortgagefinance.com/articles/238493 Thu, 10 Sep 2026 16:29:44 -0400 https://www.insidemortgagefinance.com/articles/238493-rating-agencies-planning-for-new-credit-score-models bivey@imfpubs.com Even when excluding a large issuance in the first quarter of seasoned closed-end second liens, securitizations of home equity loans declined on a quarterly basis in the second quarter. (Includes three data files.) http://www.insidemortgagefinance.com/articles/238319 Thu, 20 Aug 2026 16:18:59 -0400 https://www.insidemortgagefinance.com/articles/238319-securitization-of-home-equity-loans-cools-in-2q jdohnert@imfpubs.com Insurance companies continue to grow their residential whole-loan portfolios as they look to diversify investments. http://www.insidemortgagefinance.com/articles/238328 Thu, 20 Aug 2026 16:15:03 -0400 https://www.insidemortgagefinance.com/articles/238328-residential-whole-loans-remain-attractive-option-for-insurers azimmardi@imfpubs.com Loans in the planned securitization were originated by Resfin Partners, an affiliate of investment firm Castlelake. http://www.insidemortgagefinance.com/articles/238316 Thu, 20 Aug 2026 16:12:21 -0400 https://www.insidemortgagefinance.com/articles/238316-eastview-plans-to-issue-non-agency-mbs jdohnert@imfpubs.com TPG Mortgage Investment Trust is set to acquire Cherry Hill Mortgage Investment in a $117.5 million deal. http://www.insidemortgagefinance.com/articles/238262 Thu, 13 Aug 2026 16:35:52 -0400 https://www.insidemortgagefinance.com/articles/238262-tpg-mortgage-boosts-agency-mbs-with-cherry-hill-deal azimmardi@imfpubs.com Kroll Bond Rating Agency projects that issuance involving residential transition loans will decline by 12% on an annual basis this year, continuing the sector’s uneven yearly output. http://www.insidemortgagefinance.com/articles/238190 Thu, 06 Aug 2026 16:25:58 -0400 https://www.insidemortgagefinance.com/articles/238190-rtl-securitization-volume-to-drop-in-2026 jdohnert@imfpubs.com A significant amount of wealth is expected to be transferred to younger generations in the coming years, leading to smaller mortgage amounts and a change in MBS characteristics. http://www.insidemortgagefinance.com/articles/238187 Thu, 06 Aug 2026 16:24:59 -0400 https://www.insidemortgagefinance.com/articles/238187-generational-wealth-transfer-could-impact-mbs-supply azimmardi@imfpubs.com The average balance of loans in the new deal is $916,240, compared to $794,484 in Redwood’s March deal. http://www.insidemortgagefinance.com/articles/238132 Thu, 30 Jul 2026 16:10:25 -0400 https://www.insidemortgagefinance.com/articles/238132-redwood-prices-second-more-diversified-non-agency-mbs-with-mortgages-for-doctors azimmardi@imfpubs.com Bayview Asset Management recently issued two forward-flow deals, with the issuer adding to the pools during a prefunding period. http://www.insidemortgagefinance.com/articles/238068 Thu, 23 Jul 2026 14:44:56 -0400 https://www.insidemortgagefinance.com/articles/238068-bayview-closes-unique-non-agency-mbs-deals bivey@imfpubs.com The Basel re-proposal from federal bank regulators includes provisions that would limit mortgage warehouse lending and securitization by banks, according to industry participants. http://www.insidemortgagefinance.com/articles/238066 Thu, 23 Jul 2026 14:43:58 -0400 https://www.insidemortgagefinance.com/articles/238066-bank-warehouse-lending-securitization-could-see-hit azimmardi@imfpubs.com More than 30 investors participated in the $508.6 million securitization of home equity investment products. http://www.insidemortgagefinance.com/articles/238063 Thu, 23 Jul 2026 14:42:02 -0400 https://www.insidemortgagefinance.com/articles/238063-point-closed-largest-ever-hei-deal azimmardi@imfpubs.com Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors. http://www.insidemortgagefinance.com/articles/238018 Thu, 16 Jul 2026 16:54:53 -0400 https://www.insidemortgagefinance.com/articles/238018-kbra-begins-rating-rtls jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk bivey@imfpubs.com FHFA plans to issue a proposed rule regarding credit-risk retention and the SEC is working toward a proposal to encourage issuance of publicly registered MBS and ABS. http://www.insidemortgagefinance.com/articles/237943 Thu, 09 Jul 2026 16:29:56 -0400 https://www.insidemortgagefinance.com/articles/237943-fhfa-sec-plan-separate-securitization-proposals