https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Losses are widely expected for agency MBS investors in the third quarter of 2026. However, the same factors that diminish values of MBS holdings also make new investments in MBS more attractive to investors. http://www.insidemortgagefinance.com/articles/238751 Thu, 08 Oct 2026 15:56:11 -0400 https://www.insidemortgagefinance.com/articles/238751-agency-mbs-investors-take-hits-see-opportunities jbancroft@imfpubs.com Ginnie Mae and the non-agency MBS sector led residential MBS over the $10 trillion mark in the second quarter. Mutual funds and foreign investors increased their holdings. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238664 Thu, 01 Oct 2026 17:00:00 -0400 https://www.insidemortgagefinance.com/articles/238664-rmbs-market-breaks-new-ground-10-trillion-in-june dhollier@imfpubs.com MBS purchase levels at Fannie Mae and Freddie Mac continue to disappoint lenders looking for help with interest rates, though prospects look better for September reporting. http://www.insidemortgagefinance.com/articles/238673 Thu, 01 Oct 2026 16:50:14 -0400 https://www.insidemortgagefinance.com/articles/238673-gse-portfolios-nearly-unchanged-in-august dhollier@imfpubs.com The third-party analytics models used by bond traders now accept VantageScore 4.0 loans, but their methodologies were designed before the confusion around loan-level price adjustment grids. http://www.insidemortgagefinance.com/articles/238681 Thu, 01 Oct 2026 16:48:16 -0400 https://www.insidemortgagefinance.com/articles/238681-secondary-market-slow-to-respond-to-vantagescore-40 bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q jbancroft@imfpubs.com Bank holding companies reported a 3% decline in trading-account holdings of residential MBS, commercial MBS and ABS in the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238606 Thu, 24 Sep 2026 16:00:00 -0400 https://www.insidemortgagefinance.com/articles/238606-banks-sched-mbs-abs-from-trading-accounts-in-2q26 dhollier@imfpubs.com FHFA directed Fannie Mae and Freddie Mac to resume the MBS buying spree that President Trump requested in January. http://www.insidemortgagefinance.com/articles/238634 Thu, 24 Sep 2026 15:59:47 -0400 https://www.insidemortgagefinance.com/articles/238634-ramping-up-mbs-purchases-at-the-enterprises dhollier@imfpubs.com Analysts suggest that the proprietary credit scores of the GSEs, if released prior to pooling loans into MBS, could serve as the basis for a new category of specified pool. http://www.insidemortgagefinance.com/articles/238628 Thu, 24 Sep 2026 15:58:49 -0400 https://www.insidemortgagefinance.com/articles/238628-gses-credit-scores-implications-for-mbs dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository dhollier@imfpubs.com Despite a presidential directive to buy more MBS, the GSEs’ combined MBS holdings have declined for three straight months. http://www.insidemortgagefinance.com/articles/238499 Thu, 10 Sep 2026 16:28:46 -0400 https://www.insidemortgagefinance.com/articles/238499-gses-continue-to-shed-mbs nbhatia@imfpubs.com Most of the increase in banks’ MBS investment was in Ginnie Mae pass-throughs, which grew a modest 1.5% from the first quarter. Holdings of non-agency securities declined. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238379 Thu, 27 Aug 2026 16:10:52 -0400 https://www.insidemortgagefinance.com/articles/238379-bank-see-modest-increase-in-mbs-holdings-ginnie-gains dhollier@imfpubs.com Industry observers don’t expect the move to prompt major declines in interest rates this year. http://www.insidemortgagefinance.com/articles/238387 Thu, 27 Aug 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/238387-treasury-buybacks-slow-to-impact-mbs dhollier@imfpubs.com Many of those green loans will still be eligible for purchase by the GSEs. Social bonds appear unaffected. http://www.insidemortgagefinance.com/articles/238271 Thu, 13 Aug 2026 16:42:41 -0400 https://www.insidemortgagefinance.com/articles/238271-gses-announce-end-of-single-family-green-mbs dhollier@imfpubs.com The Structured Finance Association says the GSEs should be able to accept multiple credit scores on a single application and disclose that information to MBS investors. http://www.insidemortgagefinance.com/articles/238188 Thu, 06 Aug 2026 16:33:51 -0400 https://www.insidemortgagefinance.com/articles/238188-mbs-investors-recommend-tweaks-to-credit-score-framework jdohnert@imfpubs.com Investor demand is expected to remain strong for agency MBS despite some volatility expected for the rest of the year. http://www.insidemortgagefinance.com/articles/238134 Thu, 30 Jul 2026 16:18:11 -0400 https://www.insidemortgagefinance.com/articles/238134-agency-mbs-investor-demand-expected-to-stay-strong bivey@imfpubs.com The Trump administration has provided little guidance on how the GSEs will achieve their goal of purchasing $200 billion of agency MBS. Still, actions by Fannie and Freddie have helped competing agency MBS investors get comfortable with activity by the mortgage giants. http://www.insidemortgagefinance.com/articles/238062 Thu, 23 Jul 2026 14:46:55 -0400 https://www.insidemortgagefinance.com/articles/238062-agency-mbs-investors-happy-with-backstop-from-gses dhollier@imfpubs.com While FICO and VantageScore debate whose new credit score model performs best, industry insiders say the transition to new scoring models may take years. http://www.insidemortgagefinance.com/articles/237941 Thu, 09 Jul 2026 16:32:04 -0400 https://www.insidemortgagefinance.com/articles/237941-gses-release-historical-fico-10t-data dhollier@imfpubs.com In May, the combined retained mortgage portfolios of Fannie Mae and Freddie Mac saw their first monthly decline in more than a year. http://www.insidemortgagefinance.com/articles/237927 Thu, 09 Jul 2026 16:31:52 -0400 https://www.insidemortgagefinance.com/articles/237927-gses-end-mbs-buying-spree bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal dhollier@imfpubs.com A property law expert said securitizing real property interests encourages home price inflation. http://www.insidemortgagefinance.com/articles/237830 Thu, 25 Jun 2026 16:12:00 -0400 https://www.insidemortgagefinance.com/articles/237830-the-case-against-mbs jbancroft@imfpubs.com Annaly Capital Management slipped to second in REIT agency MBS investors as it diversifies into MSR and non-agency. AGNC Investment rose to the top, focused almost exclusively on agency MBS. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237692 Thu, 11 Jun 2026 17:08:00 -0400 https://www.insidemortgagefinance.com/articles/237692-reits-boost-mbs-holdings-agnc-rises-to-top-ranking jdohnert@imfpubs.com The automated AI trade included a $3 million to-be-announced deal that went to a competitive auction across all dealers, and two $500,000 trades that were routed to dealers selected by Pike Creek Mortgage. http://www.insidemortgagefinance.com/articles/237725 Thu, 11 Jun 2026 17:04:00 -0400 https://www.insidemortgagefinance.com/articles/237725-mct-leverages-ai-to-execute-tba-trades bivey@imfpubs.com GSE MBS investors were frustrated with limited communication from the Trump administration even before FHFA Director Bill Pulte was named acting director of national intelligence this week. The appointment prompted more speculation about the future of the GSEs. http://www.insidemortgagefinance.com/articles/237666 Thu, 04 Jun 2026 18:07:00 -0400 https://www.insidemortgagefinance.com/articles/237666-gse-mbs-investors-looking-for-guidance-from-trump dhollier@imfpubs.com The voluntary scope aims to standardize practices among due diligence reviewers and also prevent a “race to the bottom.” http://www.insidemortgagefinance.com/articles/237577 Thu, 28 May 2026 16:08:39 -0400 https://www.insidemortgagefinance.com/articles/237577-sfa-simplifies-trid-compliance-review-for-home-equity-loans dhollier@imfpubs.com A Federal Reserve economist estimates that a one-percentage-point steepening of the yield curve reduces the spread between mortgages and the 10-year Treasury yield by 40 basis points. http://www.insidemortgagefinance.com/articles/237579 Thu, 28 May 2026 16:00:56 -0400 https://www.insidemortgagefinance.com/articles/237579-the-mechanics-of-mortgage-spreads dhollier@imfpubs.com MBS investors are likely to charge a pay-up for securities backed by mortgages underwritten with VantageScore — at least until they’re confident prepayment speeds won’t accelerate. http://www.insidemortgagefinance.com/articles/237549 Thu, 21 May 2026 16:43:58 -0400 https://www.insidemortgagefinance.com/articles/237549-secondary-market-implications-of-new-credit-scores jbancroft@imfpubs.com Some large banks repositioned their portfolios to favor Ginnie pass-throughs during the first quarter of 2026, and several regional banks closed mergers that grew their MBS holdings. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237516 Thu, 21 May 2026 16:42:29 -0400 https://www.insidemortgagefinance.com/articles/237516-bank-mbs-holdings-rise-in-1q26-investors-like-gnma dhollier@imfpubs.com New Fed Chair Kevin Warsh has long criticized the size of the Fed’s balance sheet, in particular, its massive holdings of agency MBS. http://www.insidemortgagefinance.com/articles/237539 Thu, 21 May 2026 16:25:29 -0400 https://www.insidemortgagefinance.com/articles/237539-what-does-warsh-mean-for-the-mbs-market bivey@imfpubs.com Some large servicers are using securitizations for MSR financing while mid-size and smaller servicers stick with bilateral agreements. http://www.insidemortgagefinance.com/articles/237422 Thu, 07 May 2026 16:27:25 -0400 https://www.insidemortgagefinance.com/articles/237422-msr-financing-trends-vary-by-servicer-size