https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Many of those green loans will still be eligible for purchase by the GSEs. Social bonds appear unaffected. http://www.insidemortgagefinance.com/articles/238271 Thu, 13 Aug 2026 16:42:41 -0400 https://www.insidemortgagefinance.com/articles/238271-gses-announce-end-of-single-family-green-mbs nbhatia@imfpubs.com Issuance of spec-pool MBS in the second quarter increased at a faster pace at Freddie than at Fannie. Pools of loans for Florida properties continued to be favored over loans from New York and Texas. (Includes data table.) http://www.insidemortgagefinance.com/articles/238106 Thu, 30 Jul 2026 16:16:13 -0400 https://www.insidemortgagefinance.com/articles/238106-gse-specified-pool-volume-share-up-in-second-quarter dhollier@imfpubs.com Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements. http://www.insidemortgagefinance.com/articles/237787 Thu, 18 Jun 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/237787-rejiggering-the-basel-re-proposal dhollier@imfpubs.com Economists note that the pricing of mortgage credit risk depends not only on the quality of the underlying mortgages but also on who ultimately bears that risk. http://www.insidemortgagefinance.com/articles/237776 Thu, 18 Jun 2026 11:03:00 -0400 https://www.insidemortgagefinance.com/articles/237776-mutual-fund-investment-in-crt-reduces-spreads dhollier@imfpubs.com MBS investors are likely to charge a pay-up for securities backed by mortgages underwritten with VantageScore — at least until they’re confident prepayment speeds won’t accelerate. http://www.insidemortgagefinance.com/articles/237549 Thu, 21 May 2026 16:43:58 -0400 https://www.insidemortgagefinance.com/articles/237549-secondary-market-implications-of-new-credit-scores dhollier@imfpubs.com Policies put in place during the pandemic prevent many small banks and credit unions from selling small-balance loans to the GSEs, which constrains mortgage lending in rural and low-income communities. http://www.insidemortgagefinance.com/articles/237415 Thu, 07 May 2026 16:25:29 -0400 https://www.insidemortgagefinance.com/articles/237415-how-the-gses-can-boost-sbls dhollier@imfpubs.com For MBS investors, the biggest complication in the GSEs’ implementation of VantageScore 4.0 is likely loan-level pricing adjustments. http://www.insidemortgagefinance.com/articles/237332 Thu, 30 Apr 2026 17:50:35 -0400 https://www.insidemortgagefinance.com/articles/237332-vantagescore-impact-on-mbs-market-likely-minimal dhollier@imfpubs.com One of the GSEs has quietly issued an MBS comprised of loans underwritten using VantageScore 4.0. http://www.insidemortgagefinance.com/articles/237053 Thu, 26 Mar 2026 16:58:18 -0400 https://www.insidemortgagefinance.com/articles/237053-vantagescore-ceo-confirms-mbs-rumor dhollier@imfpubs.com The shift from senior subordinate securitizations to predominantly fully guaranteed securitizations is expected to increase revenues for Freddie’s multifamily business. http://www.insidemortgagefinance.com/articles/236705 Thu, 19 Feb 2026 15:51:52 -0500 https://www.insidemortgagefinance.com/articles/236705-freddie-mac-launches-new-k-deal-strategy dhollier@imfpubs.com Fannie Mae and Freddie Mac appear to be using aggressive pricing at the cash window to boost whole loan purchases, then retaining the most attractive coupons. http://www.insidemortgagefinance.com/articles/236665 Thu, 12 Feb 2026 16:38:37 -0500 https://www.insidemortgagefinance.com/articles/236665-whats-happening-at-the-cash-window dhollier@imfpubs.com A mortgage with a prepayment penalty might be as much as 65 basis points cheaper for borrowers, according to GSE shareholder Bill Ackman. http://www.insidemortgagefinance.com/articles/236393 Thu, 15 Jan 2026 16:12:30 -0500 https://www.insidemortgagefinance.com/articles/236393-ackman-proposes-new-type-of-mortgage-for-the-gses dhollier@imfpubs.com Freddie sets an end date for investors to exchange legacy securities for those created as part of the single security initiative. http://www.insidemortgagefinance.com/articles/236255 Fri, 02 Jan 2026 10:01:34 -0500 https://www.insidemortgagefinance.com/articles/236255-last-stage-of-the-umbs-revolution bivey@imfpubs.com The prepayment rate on agency MBS hit a high for the year in September and that’s expected to be topped again in October. Analysts note that their prepayment models are off due to changes in lenders’ practices. http://www.insidemortgagefinance.com/articles/235627 Thu, 16 Oct 2025 17:34:18 -0400 https://www.insidemortgagefinance.com/articles/235627-agency-mbs-investors-brace-for-higher-prepayment-rates dhollier@imfpubs.com Neither Fannie nor Freddie issued any green bonds in the third quarter, though social bond issuance has been relatively healthy. http://www.insidemortgagefinance.com/articles/235629 Thu, 16 Oct 2025 17:32:20 -0400 https://www.insidemortgagefinance.com/articles/235629-gses-throttle-green-bond-issuance jdohnert@imfpubs.com Issuers are looking to create spec pools of FHA loans to help reduce default risk. http://www.insidemortgagefinance.com/articles/235084 Thu, 14 Aug 2025 16:21:45 -0400 https://www.insidemortgagefinance.com/articles/235084-fha-spec-stories-gaining-traction-in-capital-markets dhollier@imfpubs.com President Trump attempted to mollify concerns about the post-conservatorship guarantee of GSE MBS, but questions remain about the regulatory treatment of those securities and the TBA market. http://www.insidemortgagefinance.com/articles/234412 Thu, 29 May 2025 16:08:59 -0400 https://www.insidemortgagefinance.com/articles/234412-market-responds-to-trump-gse-comments dhollier@imfpubs.com The Fed is allowing its holdings of agency MBS to run off and many other big players in the MBS market appear to be close to tapped out. http://www.insidemortgagefinance.com/articles/234337 Thu, 29 May 2025 16:05:05 -0400 https://www.insidemortgagefinance.com/articles/234337-goldman-sachs-who-replaces-the-fed-the-mbs-market The Federal Reserve is allowing its MBS holdings to run off in a predictable manner; Ginnie provides more details on change to buydown policy; Cerberus affiliate issues securitization of closed-end second liens. http://www.insidemortgagefinance.com/articles/234353 Thu, 22 May 2025 16:00:24 -0400 https://www.insidemortgagefinance.com/articles/234353-grapevine-fed-stays-course-with-mbs-holdings-ginnie-buydown-change dhollier@imfpubs.com It’s not clear how the Federal Housing Finance Agency’s decision to cut the DEI and ESG programs at the GSEs will impact MBS issuance. http://www.insidemortgagefinance.com/articles/234278 Thu, 15 May 2025 16:15:23 -0400 https://www.insidemortgagefinance.com/articles/234278-green-and-social-bonds-in-the-trump-era dhollier@imfpubs.com New capabilities added to Freddie Mac’s basic ML-deal will allow corporate CUSIPs to be converted to municipal CUSIPs without impacting the tax-exempt status of the securities. http://www.insidemortgagefinance.com/articles/232818 Wed, 27 Nov 2024 11:53:49 -0500 https://www.insidemortgagefinance.com/articles/232818-ml-deals-tweaked-to-support-municipal-bond-investors dhollier@imfpubs.com The REIT pooled nine multifamily affordable commercial real estate loans in a $384 million securitization. http://www.insidemortgagefinance.com/articles/232738 Thu, 21 Nov 2024 16:28:53 -0500 https://www.insidemortgagefinance.com/articles/232738-freddie-mac-closes-largest-q-deal-in-two-years dhollier@imfpubs.com Manufactured housing loans remain a tiny fraction of GSE acquisitions, but that share has nearly doubled since 2019 and plays an important role in spec pooling. http://www.insidemortgagefinance.com/articles/232614 Thu, 07 Nov 2024 16:25:59 -0500 https://www.insidemortgagefinance.com/articles/232614-manufactured-housing-loans-and-agency-mbs bivey@imfpubs.com Deals rated by Moody’s successfully navigated the end of LIBOR reporting; vintage MBS wrapped by MBIA downgraded; GSEs, Ginnie increase MBS disclosures; ICE offers emissions estimates for MBS; new TBA trading app from South Street Securities. http://www.insidemortgagefinance.com/articles/232344 Thu, 10 Oct 2024 16:00:02 -0400 https://www.insidemortgagefinance.com/articles/232344-grapevine-libor-transition-succeeds-downgrades-for-mbia-wrapped-mbs dhollier@imfpubs.com With an eye toward attracting more mature ESG investors from Europe, Fannie and Freddie updated their Mission Index scoring. http://www.insidemortgagefinance.com/articles/231119 Thu, 23 May 2024 16:48:29 -0400 https://www.insidemortgagefinance.com/articles/231119-gses-tout-success-of-mission-index-issuance jdohnert@imfpubs.com Annaly Capital Management is preparing to issue a rare non-agency MBS stocked solely with bank-originated adjustable-rate mortgages. Loans in the MBS were originated by Associated Bank. http://www.insidemortgagefinance.com/articles/230146 Thu, 08 Feb 2024 14:55:57 -0500 https://www.insidemortgagefinance.com/articles/230146-regional-bank-provides-originations-for-arm-mbs-from-annaly dhollier@imfpubs.com Declining multifamily valuations are pushing up capitalization rates while reducing debt service coverage ratios. http://www.insidemortgagefinance.com/articles/229998 Fri, 26 Jan 2024 13:05:42 -0500 https://www.insidemortgagefinance.com/articles/229998-k-deals-vs-non-agency-multifamily-cmbs dhollier@imfpubs.com Bank of America issued a resecuritization this week tied to a 2017 multifamily K-deal. It’s the first rated issuance of its kind from BofA since 2016. The new resecuritization received an A- rating. http://www.insidemortgagefinance.com/articles/229968 Thu, 25 Jan 2024 16:11:10 -0500 https://www.insidemortgagefinance.com/articles/229968-freddie-markets-rare-k-deal-resecuritization dhollier@imfpubs.com While securitizations are often the best execution for Ginnie Mae loans, small and mid-sized GSE lenders will typically prefer the cash window. http://www.insidemortgagefinance.com/articles/228726 Thu, 24 Aug 2023 17:10:58 -0400 https://www.insidemortgagefinance.com/articles/228726-pooling-strategies-in-a-shrinking-market bivey@imfpubs.com AG Mortgage Investment Trust lodged a competing bid for Western Asset Mortgage Capital; Fannie, Freddie, Ginnie added to MBS disclosures; RMF sold some reverse mortgage MSRs. http://www.insidemortgagefinance.com/articles/228334 Thu, 13 Jul 2023 17:01:00 -0400 https://www.insidemortgagefinance.com/articles/228334-grapevine-agmit-also-looking-to-acquire-wamc-new-mbs-disclosures dhollier@imfpubs.com Agency MBS industry insiders recently discussed specified pools, prepayment rates, home price growth and problems with ESG investing. http://www.insidemortgagefinance.com/articles/227212 Thu, 09 Mar 2023 17:46:39 -0500 https://www.insidemortgagefinance.com/articles/227212-slicing-and-dicing-spec-pools