<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>Mortgage Insurance</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Private MI Share Increases on GSE Purchase-Mortgage Business</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[GSE purchase-mortgage volume with private MI held up a little better on a quarterly basis than GSE business without private MI in the first quarter of 2026. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237263</guid>
      <pubDate>Thu, 23 Apr 2026 12:12:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237263-private-mi-share-of-gse-business-up-in-first-quarter</link>
    </item>
    <item>
      <title>Refinances Lift Primary MI to a Strong Finish in 2025</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Strong refinance business offset a decline in new primary MI coverage on purchase mortgages during the fourth quarter. Default rates and losses were on the upswing. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236711</guid>
      <pubDate>Thu, 19 Feb 2026 12:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236711-refinance-lifts-primary-mi-to-a-strong-finish-in-2025</link>
    </item>
    <item>
      <title>Private MI Business Stronger Than FHA in 4Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[For both purchase mortgages and refis, GSE activity with private MI posted stronger performance than FHA in the fourth quarter of 2025. For the full year, trends differed, at least with purchase mortgages. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236434</guid>
      <pubDate>Thu, 22 Jan 2026 11:59:23 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236434-private-mi-business-stronger-than-fha-in-4q</link>
    </item>
    <item>
      <title>A Slowdown in Home Price Appreciation Presents a Buyer’s Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Housing experts expect the market to undergo a course correction after years of rapid home price increases.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236311</guid>
      <pubDate>Thu, 08 Jan 2026 12:18:50 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236311-home-price-correction-drives-buyers-market-in-2026</link>
    </item>
    <item>
      <title>Home Insurance Cost Increases Slow in 2025</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Home insurance premiums are rising at a slower pace, but affordability challenges still remain an issue for homebuyers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236248</guid>
      <pubDate>Fri, 02 Jan 2026 09:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236248-home-insurance-cost-increases-slow-in-2025</link>
    </item>
    <item>
      <title>Fraud, Defects Growing Concerns for Refi Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Incidences of fraud and loan defects are increasing among refinances as production of the loans accelerates.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236005</guid>
      <pubDate>Wed, 26 Nov 2025 09:24:22 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236005-fraud-defects-an-increased-concern-for-growing-refi-market</link>
    </item>
    <item>
      <title>Private MI Gains in Third Quarter, Defaults on the Rise</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Government-insured production declined slightly during the third quarter, while new business for private mortgage insurers was up 3.8%. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235935</guid>
      <pubDate>Thu, 20 Nov 2025 12:08:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235935-private-mi-gains-in-3q25-defaults-on-the-rise</link>
    </item>
    <item>
      <title>USMI Calls for Modernizing FHA’s MMIF Capital Ratio</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The U.S. Mortgage Insurers said FHA’s Mutual Mortgage Insurance Fund is overdue for reforms, with the 2% capital ratio requirement not sufficient to meet the standards the GSEs and private insurers must satisfy.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235944</guid>
      <pubDate>Thu, 20 Nov 2025 12:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235944-usmi-calls-for-mmif-reforms</link>
    </item>
    <item>
      <title>Purchase Mortgages Pull Up Private MI Business in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Trends split during the third quarter in terms of GSE business involving private mortgage insurance. Purchase-mortgage volume increased and refis declined. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235808</guid>
      <pubDate>Thu, 06 Nov 2025 12:08:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235808-purchase-mortgages-pull-up-private-mi-business-in-3q</link>
    </item>
    <item>
      <title>Shutdown Could Propel Private Flood Insurers’ Business</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[A pause in the National Flood Insurance Program due to the government shutdown has created opportunities for private flood insurance companies to increase their business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235811</guid>
      <pubDate>Thu, 06 Nov 2025 12:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235811-private-flood-insurers-in-spotlight-during-shutdown</link>
    </item>
    <item>
      <title>More Innovation Needed to Solve Affordability Issues</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Cross-industry coordination will be key to increasing housing affordability, according to industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235621</guid>
      <pubDate>Thu, 16 Oct 2025 12:04:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235621-more-innovation-needed-to-solve-housing-affordability-crisis</link>
    </item>
    <item>
      <title>Boost in Home Sales Lifts Private MI Share in 2Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The volume of new mortgage originations with some form of primary MI coverage rose 25.5% from the first to the second quarter, with private MIs posting bigger gains than FHA and VA. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235051</guid>
      <pubDate>Thu, 14 Aug 2025 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235051-boost-in-home-sales-lifts-private-mi-share-in-2q25</link>
    </item>
    <item>
      <title>FHA Purchase-Mortgage Growth Outpacing Private MI</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Securitization of FHA purchase mortgages increased by nearly 30% on a sequential basis in the second quarter. That’s double the rate of GSE activity involving private MI as homebuyers look for loans that can help with affordability. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234993</guid>
      <pubDate>Thu, 07 Aug 2025 12:10:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234993-fha-purchase-mortgage-growth-outpacing-private-mi</link>
    </item>
    <item>
      <title>Lenders Report Home Insurance Issues Causing Closing Delays</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Increasing home insurance premiums have caused delays in mortgage closings, according to Matic, an insurance carrier.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235010</guid>
      <pubDate>Thu, 07 Aug 2025 12:03:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235010-lenders-report-home-insurance-issues-causing-closing-delays</link>
    </item>
    <item>
      <title>FHA/VA Gain Ground in 1Q25 Primary MI Market</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Originations of home loans with some form of primary mortgage insurance fell across the board in the first quarter, but the FHA and VA gained share as the private MIs saw the biggest declines. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234256</guid>
      <pubDate>Thu, 15 May 2025 12:20:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234256-fha-va-gain-ground-in-1q25-primary-mi-market</link>
    </item>
    <item>
      <title>Private Mortgage Insurance Activity Slows in First Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie MBS issuance with private MI declined 20.4% on a sequential basis during the first quarter of 2025. Leaders of private MIs attributed the first-quarter slowdown to affordability issues. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234205</guid>
      <pubDate>Thu, 08 May 2025 12:40:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234205-private-mortgage-insurance-activity-slows-in-first-quarter</link>
    </item>
    <item>
      <title>Home Insurance Costs Putting Pressure on Lenders, Buyers</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Several factors are affecting whether homeowner’s insurance may become more affordable in the future.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234140</guid>
      <pubDate>Thu, 01 May 2025 12:15:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234140-rising-homeowners-insurance-rates-hits-mortgage-industry</link>
    </item>
    <item>
      <title>Grapevine: Housing Bills; NCUA Board Down to One Member</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[New bills in Congress aimed at the housing market have some bipartisan support; Trump fires Democrats on NCUA board; Trump administration looks to boost mortgage activity at smaller banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234068</guid>
      <pubDate>Thu, 24 Apr 2025 12:00:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234068-grapevine-housing-bills-in-congress-ncua-board-down-to-1-member</link>
    </item>
    <item>
      <title>Private Mortgage Insurers Cautious on GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Even though their businesses depend on Fannie and Freddie, private mortgage insurance providers don’t seem worried about the Trump administration’s efforts to release the GSEs from conservatorship.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233559</guid>
      <pubDate>Thu, 27 Feb 2025 12:04:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233559-gse-reform-and-mortgage-insurers</link>
    </item>
    <item>
      <title>Primary MI Originations Up in 4Q24 Thanks to Refi Lift</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The VA, FHA and even private MIs posted big gains in writing insurance for refinance loans in the fourth quarter while purchase-mortgage business saw a seasonal decline. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233506</guid>
      <pubDate>Thu, 20 Feb 2025 13:15:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233506-primary-mi-originations-up-in-4q24-thanks-to-refi-lift</link>
    </item>
    <item>
      <title>Sharp Split in MI Volume Trends in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Agency refis with primary MI skyrocketed in the fourth quarter of 2024 while purchase-mortgage business declined somewhat. Lenders tightened underwriting standards on refis as volume flowed. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233241</guid>
      <pubDate>Thu, 23 Jan 2025 12:10:51 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233241-sharp-split-in-mi-volume-trends-in-fourth-quarter</link>
    </item>
    <item>
      <title>California Regulation Aims to Boost Wildfire Insurance Coverage</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new regulation will allow the costs of reinsurance to be passed down to homeowners and potentially increase coverage in high-risk areas.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233129</guid>
      <pubDate>Thu, 09 Jan 2025 11:53:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233129-california-issues-new-regulations-to-boost-wildfire-insurance-coverage</link>
    </item>
    <item>
      <title>HUD Reviewing FHA Pricing Post Strong MMIF Results</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[With the latest MMIF audit showing a strong capital reserve ratio, the FHA commissioner said it’s probably time to take action on pricing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232717</guid>
      <pubDate>Thu, 21 Nov 2024 11:17:42 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232717-fha-mmif-reports-healthy-fy24</link>
    </item>
    <item>
      <title>Private MIs Lose Some Share in 3Q24 Refi Market Surge</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[MGIC saw a significant gain in market share during the third quarter, but private MIs overall lost ground to FHA and VA due to surging refinance activity. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232652</guid>
      <pubDate>Thu, 14 Nov 2024 13:59:42 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232652-private-mis-lose-some-share-in-3q24-refi-market-surge</link>
    </item>
    <item>
      <title>Piggybank Financing Still Available, Though Not Prevalent</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[While still offered, piggyback loans are relatively rare in today’s high-interest-rate environment.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231851</guid>
      <pubDate>Thu, 15 Aug 2024 12:04:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231851-piggybank-financing-still-available-though-not-prevalent</link>
    </item>
    <item>
      <title>Private MIs Gain Share in Robust 2Q24 Insured Market</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[A rising tide of purchase mortgage lending floated a lot of boats in the second quarter, and expanded the market share for private MIs. (Includes four data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231766</guid>
      <pubDate>Thu, 08 Aug 2024 12:45:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231766-private-mis-gain-share-in-robust-2q24-insured-market</link>
    </item>
    <item>
      <title>FHA Loses Some Share on Purchase Mortgages</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FHA purchase-mortgage volume increased 21.4% from the first to the second quarter, based on agency MBS activity. But GSE volume — both with and without private mortgage insurance — increased by more. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231637</guid>
      <pubDate>Thu, 25 Jul 2024 10:38:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231637-fha-loses-some-share-on-purchase-mortgages</link>
    </item>
    <item>
      <title>More Frequent Floods Increase Federal Mortgage Subsidy </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Researchers find that the climate-related increase in flood damage will boost the cost of subsidizing federal mortgage programs by 44% over the next 30 years. That doesn’t include the costs to homeowners, lenders, insurers or MBS investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231509</guid>
      <pubDate>Fri, 12 Jul 2024 13:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231509-more-frequent-floods-increase-the-cost-of-federally-backed-mortgages</link>
    </item>
    <item>
      <title>Smaller Investors Using Non-QMs for Home Purchases</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Investor purchases of single-family rentals are on the rise, with many of the new rentals being owned by smaller independent investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231398</guid>
      <pubDate>Thu, 27 Jun 2024 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231398-mom-and-pop-landlords-increasing-share-of-home-purchases</link>
    </item>
    <item>
      <title>Lenders Adapting to Risk of Climate-Related Flood</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Researchers find evidence that, in areas with significant flood risk, lenders charge higher interest rates and assess lower home values, even if those areas are not included in FEMA flood maps.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231213</guid>
      <pubDate>Thu, 06 Jun 2024 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231213-lenders-adapting-to-risk-of-climate-related-flood</link>
    </item>
  </channel>
</rss>
