Agency Channel Analysis: 3Q23 (PDF)
Though retail reigns as the biggest source of single-family loans sold to Fannie Mae, Freddie Mac and Ginnie Mae, correspondent business is close on its heels and the broker channel still generates a notable amount of securitization volume.
Inside Mortgage Finance’s Agency Channel Analysis data report delves into the channel usage of more than 1,500 lenders, reporting on the volume of originations they sourced from each channel for delivery to the three agencies.
The data in the report are presented two ways for your convenience: (1) ranked by the lender’s overall volume and (2) alphabetically by company name. For each lender, origination volume is broken down within channel by purpose and includes averages by channel for these loan characteristics:
- FICO score
- Debt-to-income ratio
- Loan-to-value ratio
- Loan size
From the big players like PennyMac, Rocket and United Wholesale Mortgage to smaller community banks and credit unions, you’ll see what channel combinations are being used to fill the pipeline. Order Agency Channel Analysis today and use the data to plot out your own best channel choices!
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