Guide to Non-Qualified Mortgages, 2nd Edition PDF Format
As originations of conforming refinance mortgages decline, some industry insiders predict that, for retail lenders, not having non-QM products to offer will be a competitive disadvantage.
Industry players who’ve already embraced non-qualified mortgages and other nonprime lending are seeing positive results … and with the market predicted to grow to as much as $100 billion or more in annual originations, there is plenty of room for others to join them.
Explore whether originations of nonprime loans would be a good fit for your company, and gather insight and feedback from three of the largest players in the space in IMF’s Guide to Non-Qualified Mortgages.
Partial Table of Contents
Originations of Non-QMs
- Potential Market Size
- Origination Channels
- Underwriting Issues
- Alt A-Style Mortgages
- Bank-Statement Loans
- Loan Originator Compensation
- Regulatory Issues
- Non-QMs and TRID
- Loss Mitigation Efforts
The Secondary Market for Non-QMs
- Strong Demand from Investors
- Non-Agency MBS
- Improved Pricing for Nonprime MBS
- Nonprime MBS Issuance Expected to Increase
- Banks Seen as Key for Non-QM MBS