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Home » Store » News » No Need to Fear Growth of Cash-Out Refi, Says UI

No Need to Fear Growth of Cash-Out Refi, Says UI

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Cash-out refinancing is on the rise again, driven by rising interest rates and strong home-price appreciation, but there is no cause for alarm, according to the Urban Institute. Using Freddie Mac’s quarterly numbers on the refi market, UI found that the share of refi loans where borrowers tapped into their home equity has reached 77 percent of total refis in the second quarter of 2018. That was the market’s highest point since 2008, just as housing valuations began to tank ...
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