The GSEs view their recent front-end credit-risk transfer pilots as another complementary addition to their CRT programs but have no plans of a big rollout for these types of transactions.During a CRT symposium this week in New York, officials from the GSEs discussed the use of mortgage insurance in CRTs. Robert Schaefer, Fannie’s vice president for credit enhancement strategy and management, called the transactions “a good tool in the toolkit,” but said he doesn’t see them taking over the majority of CRT activity.Gina Healy, Freddie’s vice president of credit risk transfers, agreed that the front-end CRTs, which use MIs is a good mechanism to have because it provides certainty and efficiency it terms of pricing.