The Federal Housing Finance Agency gave Fannie Mac and Freddie Mac their marching orders for 2016 by releasing its annual objectives late this week. Increasing access to credit, more risk sharing and continued work on building a new single security are among the primary goals for the year.As credit risk transfers continue to evolve, the FHFA said the GSEs should be transferring credit risk on a minimum of 90 percent of the unpaid principal balance of newly acquired single-family mortgages in loan categories targeted for risk transfer. For 2016, those targets include non-Home Affordable Refinance Programs, fixed-rate terms greater than 20 years, and loan-to-value ratios above 60 percent.