Freddie Mac says a longer track record with automated underwriting and other activities will allow the company to provide more marginal borrowers with better pricing and advise conforming servicers on how to handle various "non-traditional" borrowers. "With better analysis, we are able to tell upfront what loans will have less credit risk and therefore can have an ‘accept’ rating," said Tricia McClung, vice president in charge of Freddie’s Loan Prospector automated underwriting system. The company