Fannie Mae and Freddie Mac have revised their purchase guidelines for loans that could be affected by anti-predatory lending laws in New York and Georgia. The New York statute, Section 6-L of the state’s banking law, establishes new thresholds for “high-cost” loans in the Empire State. Mortgages with rates 8 percentage points above comparable-maturity Treasuries are considered high cost, as are loans over $50,000 with points and fees exceeding 5