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Renew your subscription to continue the benefits! This monthly for middle- and senior-level mortgage executives tracks every selling and servicing change from Fannie Mae, Freddie Mac, Ginnie Mae, FHA, VA, private conduits and mortgage insurers. Each issue covers every important development in the residential mortgage market, along with how these issues affect business. Offers quarterly analysis of top originators and more, and covers the ongoing battles surrounding predatory lending, TILA, HOEPA, RESPA, HMDA and more. Mortgage Market Update is published 12 times a year.

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Poll

Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.

35%

The wholesale/table funder. They’re taking the financial risk.

30%

The broker, but only for the first year. After that, the borrower is fair game.

13%

Hard to answer. It’s a complicated issue.

22%