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Volume 29 - Number 5

March 5, 2018

Fannie Mae Keeping Tabs on the CFPB’s Ability-to-Repay Rule

Fannie Mae is keeping a close watch on any future changes to the CFPBís ability-to-repay/qualified mortgage rule, saying whatever happens could have a ďmaterial effect on the quality and quantity of loans available for sale to us.Ē Roughly a year ago, the CFPB announced it would begin its statutorily-mandated assessment of the ATR and QM provisions. ďThe CFPB is required to assess the effectiveness of the regulations in light of its stated goals and to publish a report, after public comment, on whether ...

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What’s your opinion on how Mick Mulvaney has managed the CFPB since he took over three months ago?

He’s done a good job of paring back the agency’s excesses and we’d like to see more.
I hope he totally dismantles the agency and sends those functions back to the agencies hence they came.
Not bad, but he needs to take his time making additional changes.
We’re totally aghast. He’s gone way too far in protecting the rights of companies not consumers!

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