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Volume 25 - Number 4

February 17, 2014

Industry Reps Have Some Concerns About Vendor Diversity Standards

A number of industry trade groups told the CFPB and other financial regulators that they generally agreed with the regulators’ use of voluntary self-assessments in the interagency diversity standards proposed last fall. However, the American Bankers Association, the Consumer Bankers Association, the Financial Services Roundtable and the Independent Community Bankers of America offered some cautions on vendor diversity standards and confidentiality of reports. Although some commentators had called for incorporating diversity assessments...

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With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.


No. It’s still difficult compliance/regulatory-wise.


Maybe. It’s under consideration.


Not now. But things could change as 2018 progresses.