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Volume 25 - Number 18

September 1, 2014

Servicing Transfers High on CFPB Examiners’ Radar in Guidance

The CFPB remains quite concerned about the risks consumers face from the sustained high volume of mortgage servicing transfers and issued new guidance that highlights what its examiners will pay keen attention to going forward. ďThe CFPB advises mortgage servicers that its examiners will be carefully reviewing servicersí compliance with federal consumer financial laws applicable to servicing transfers,Ē the new guidance stated. These will include Regulation X under the Real Estate Settlement Procedures Act, Regulation Z under the Truth in Lending Act, Regulation V under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Actís prohibitions on unfair, deceptive, or abusive acts or practices (UDAAPs). At the top of ...

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The year is almost 75% done. How is mortgage origination volume at your shop?

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