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Volume 23 - Number 3

February 8, 2019

Downloads Available: GSE Risk Distribution: 2014-4Q18

Downloads Available: Top GSE Seller Profile: Risk Categories: 4Q18


GSE Credit Profile Turned Riskier for Purchase Loans

Lenders that sell single-family mortgages to Fannie Mae and Freddie Mac became slightly more daring in the fourth quarter of 2018, according to an exclusive new analysis by Inside Mortgage Trends. [Includes two data charts.]

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Poll

Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.

53%

Time for a change. Borrowers are different today.

35%

Undecided, still assessing the situation.

12%