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Volume 22 - Number 3

February 2, 2018

Downloads Available: Agency Channel/Purpose Loan Characteristics:12M17

Downloads Available: Agency Channel Analysis: 4Q17

Retail Loans Less-Risky in Agency Market

Retail mortgage-origination platforms tend to generate lower-risk mortgages than other channels, according to a new Inside Mortgage Trends analysis of home loans delivered into Fannie Mae, Freddie Mac and Ginnie Mae mortgage-backed securities.

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.