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Volume 22 - Number 23

November 9, 2018

Odds of GSE Reform May Not Have Changed Much

With Democrats recapturing control of the House of Representatives this week, and Rep. Maxine Waters, D-CA, expected to chair the House Financial Services Committee, the odds of housing-finance reform becoming a reality in 2019 didnít improve all that much. In short, legislative reform remains a long shot. At least thatís the consensus of industry lobbyists and analysts interviewed this week by Inside Mortgage Trends. ďCould Waters get something done?Ē asked ...

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.