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Volume 21 - Number 3

February 10, 2017

Downloads Available: GSE Risk Distribution - 1Q14-4Q16

Downloads Available: Top GSE Seller Profile: Risk Categories - 12M2016 (50 sellers)


GSE Sellers Edge Toward Higher-Risk Mortgages, Nonbanks More Daring

Mortgage lenders that deliver loans to Fannie Mae and Freddie Mac mortgage-backed securities continued to do gradually more business with borrowers with lower credit scores, according to an exclusive new Inside Mortgage Trends analysis of MBS data. In 2016, 21.4 percent of purchase mortgages securitized by the two government-sponsored enterprises had credit scores ranging from 620 to 699. That was up from 20.6 percent in 2015 and 20.5 percent ... [Includes two data charts]

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