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Volume 18 - Number 9

May 2, 2014

Is Fear of Rejection Slowing the Housing Market?

With mortgage originations, new home sales and mortgage applications all in decline, industry representatives are scrambling to find out why. Is it rising rates? Constricted supply? Tougher underwriting? Compliance overload? A new consumer survey by loanDepot, an independent mortgage lender, suggests another, more novel reason: the fear of rejection. Fear that they will not qualify for a mortgage has stopped nearly half (46 percent) of all potential homebuyers from ...

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With the spring homebuying season in full swing, what percentage of your March 2017 application volume has been for “purchase” loans?

75% or higher


50% to 74%


30% to 49%


Under 30%