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Volume 18 - Number 5

March 7, 2014

OCC Warns of Volatility in Mortgage Profits

In new guidance to examiners and bankers, the Office of the Comptroller of the Currency is stressing the risks posed by mortgage banking, particularly for banks that rely heavily on the mortgage industry to turn a profit. ďA mortgage banking operationís income and expense components can change at significantly different rates and in different directions over time, resulting in substantial shifts in profitability,Ē the OCC said in its new handbook on mortgage banking ...

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The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
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We will fund less than last year – by a lot.

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