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Volume 2017 - Number 47

December 7, 2017

Downloads Available: Agency First-Time Homebuyer Trends: 9M17

Downloads Available: Top Purchase-Mortgage Lenders: 9M17

Downloads Available: Top Refinance-Mortgage Lenders: 9M17

Downloads Available: Top Lender Channel/Loan Purpose Detail: 3Q2017

Downloads Available: Top Lender Channel/Loan Purpose Detail: 9M2017

Purchase Mortgages Continued to Dominate Primary Market in 3Q17, But Refinancing Gained Ground

2017 has been the strongest purchase-mortgage market in years and momentum didn’t slow much in the third quarter, but the first-time buyer surge may be weakening.

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Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.


The wholesale/table funder. They’re taking the financial risk.


The broker, but only for the first year. After that, the borrower is fair game.


Hard to answer. It’s a complicated issue.