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Volume 2014 - Number 30

July 31, 2014

CFPB Aims to Up the Ante Substantially on HMDA Reporting, Proposed Rule Exceeds Dodd-Frank Act

Mortgage lenders face a heftier Home Mortgage Disclosure Act reporting load under a proposed rule issued by the Consumer Financial Protection Bureau that would implement a number of changes mandated by the Dodd-Frank Act – and then some. The bureau views implementation of the Dodd-Frank changes as an opportunity to improve the data collected under HMDA, ease some reporting burden and modernize how the data are collected and reported, the agency said. The CFPB proposed...

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