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Volume 2018 - Number 34

September 14, 2018

Lawyers for Banks and Marketplace Lenders Seek Federal Regulation to Help Maintain Business Model

Federal regulators should issue regulations that would help banks sell loans and maintain the marketplace lending business model, according to lawyers representing the financial institutions. Itís not every day that lenders seek federal regulation, but preemption of state regulations and unfavorable court rulings can prompt calls for help.

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.