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Volume 2017 - Number 49

December 21, 2017

GSE and Other Low-Downpayment Programs Utilized More In 2017, Represents Highest Use Since Being Re-Introduced

More first-time homebuyers took advantage of the government-sponsored enterprisesí 97 percent loan-to-value mortgage products this year Ė to the point where they likely took away market share from the FHA program.

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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With loan volumes declining, does your shop have plans to enter the non-QM lending market in 2019?

Yes, definitely. A solid move forward.
Yes, but only incrementally.
We’re pondering a move into non-QM, but haven’t made up our mind.
No, definitely not. We view it has too risky.

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