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Volume 19 - Number 3

February 8, 2019

Crapo Says Privatize Fannie, Freddie; Strengthen Ginnie

Sen. Mike Crapo, chairman of the powerful Senate Banking Committee, stirred the GSE pot last week by issuing his outline on how to restructure the nationís housing-finance system. While short on details, the blueprint appears to contain a little something for everyone. That just might make it a good starting point for bipartisan negotiations on legislative reform.

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.