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Volume 18 - Number 14

July 6, 2018

UI Suggests MH Borrowers Choose Mortgages Over Chattel Loans

One think tank is encouraging buyers of manufactured homes to choose mortgages over chattel loans to make the transaction more affordable while potentially increasing supply and demand. While most manufactured home buyers choose the more expensive chattel financing – where the loan is based on the property not the land, the Urban Institute said a good number of these buyers would actually qualify for a mortgage.

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