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Volume 14 - Number 8

April 18, 2014

OCC: Freddie Re-Default Mods Slightly Ahead of Fannie

Modified Freddie Mac mortgages performed somewhat better than Fannie Mae loans in the short term while the performance gap between the two GSEs closed two years after modification, according to the Office of the Comptroller of the Currency. The OCC’s latest Mortgage Metrics Report noted that Freddie loans had a 15.9 percent re-default rate three months after modification, while Fannie mods saw a 16.4 percent rate. At the six-month mark, Freddie stood at 22.7 percent compared to Fannie’s 23.6 percent.

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