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Volume 2014 - Number 22

October 24, 2014

ATR Options for Self-Employed Borrowers

Lenders have a number of underwriting options under the ability-to-repay rule when originating mortgages for self-employed borrowers, according to officials at the Federal Deposit Insurance Corp. Self-employed borrowers account for a sizeable portion of the potential customer base for jumbo mortgages. The FDIC hosted a conference call this week to address concerns banks have raised regarding the Consumer Financial Protection Bureau’s ATR rule, and one of the most ...

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