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Volume 2014 - Number 15

July 18, 2014

Impac Offering Correspondent Non-QM Products

Impac Mortgage recently launched a suite of products that donít meet the Consumer Financial Protection Bureauís standards for qualified mortgages. The non-QMs are available via the correspondent channel and are aimed at prime borrowers. The lender refers to its offerings as ďAlt QMs,Ē including a jumbo option, a program for loans slightly outside of agency guidelines and a program that purposefully excludes analysis of a borrowerís tax returns ...

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The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
We will fund more than last year – by a little.
We will fund more than last year – by a lot.
We will fund less than last year – by a little.
We will fund less than last year – by a lot.

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