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June 29, 2016

FHFA Examiners Worry About Inability of GSEs to Build Capital; Risk-Transfer Costs a Concern Too

By Carisa Chappell

FHFA examiners suggest that eventually Fannie and Freddie could have a negative net worth position once the capital buffer falls to zeroÖ

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On average, how much of a commission does your shop pay loan officers per loan they originate ?

25 to 50 basis points.
51 to 100 basis points.
101 to 150 basis points.
North of 151 basis points. (We expect a lot.)
We pay salary, not commission.

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