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July 31, 2014

MBA Pushing for Expansion of LO Testing to Bank Employees

By Brandon Ivey

The changes sought by the MBA would also allow mortgage loan officers at banks to more easily transition to working for nonbanks.

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With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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