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July 11, 2014

New GSE Mortgage Insurance ‘Stand-In’ Does Nothing to Reduce Buyback Uncertainty

By Charles Wisniowski

New GSE repurchase requirements are now in effect, including the “MI stand-in” option, which Fannie defines as “the full mortgage insurance benefit that would have been payable under the original mortgage insurance policy if the mortgage loan liquidates.”

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The year is almost 75% done. How is mortgage origination volume at your shop?

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