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May 27, 2014

Maneuvering Around the QM Points-and-Fees Cap: Roll It Into the Rate

By Thomas Ressler

“In recent client meetings, Stratmor heard that lender fees are now being included in the rate sheet price,” Yung said. Indications are that the 3 percent cap is causing lenders to fold the lender fees into the rate – specifically on the retail side.

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