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April 30, 2014

Short Takes: New Coalition Group Forms to Preserve Fannie and Freddie / Former Senator Kerrey Front and Center at Pro-GSE Group / Mortgage Applications Tumble / CFPB Gives Lenders a Break on Points-and-Fees Cap / The Cost of HAMP Rises

By Paul Muolo and Brandon Ivey and Thomas Ressler

A new trade group is showing true love for Fannie Mae and Freddie Mac. Also, the Consumer Financial Protection Bureau is giving lenders some breathing room on the Qualified Mortgage/Ability-to-Repay rule.

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Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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