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February 6, 2019

Short Takes: About That Net Worth Profit Sweep… / A Permanent Ginnie President? / LOs Tell the Fed: Loan Demand is Weaker / A Lack of Experienced Underwriters for Non-QMs / A New Loan Officer at Castle & Cooke

By Paul Muolo and Brandon Ivey

Unless a change is made to the terms of their ďbailout,Ē Fannie and Freddie will upstream most of what they earn to Treasury by the end of March...

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.