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December 6, 2018

Purchase-Loan Market Began Softening in 3Q but Experts Anticipate a Rebound

By John Bancroft

Purchase loans accounted for over 80.0 percent of third-quarter production at Wells Fargo, PennyMac Financial, Caliber Home Loans, U.S. Bank and AmerihomeÖ

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.