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October 9, 2018

Mortgage Analysts Look Into Their Crystal Balls and Don’t Like What They See

By Paul Muolo

Analyst Henry Coffey: ďIt is worth noting, given expected home price appreciation, that a flat mortgage market should translate into a 4 percent or greater decline in actual mortgage unit count.Ē

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.