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August 22, 2017

OCC Sets Process for Banks to Originate Mortgages with LTV Ratios Greater than 100 Percent

By Brandon Ivey

The OCC noted that Fannie Mae, Freddie Mac and the FHA all offer loan options aimed at property rehabilitationÖ

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With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.


No. It’s still difficult compliance/regulatory-wise.


Maybe. It’s under consideration.


Not now. But things could change as 2018 progresses.