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February 27, 2017

Incenter Selling Fannie/Freddie Mortgage Servicing Rights

By Paul Muolo

California mortgages account for the large chunk of collateral at 41.2 percent. Texas is a distant second at 10.4 percent.

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Poll

Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.

35%

The wholesale/table funder. They’re taking the financial risk.

30%

The broker, but only for the first year. After that, the borrower is fair game.

13%

Hard to answer. It’s a complicated issue.

22%