Mortgage Insurance

Trends in GSE MI-Insured Business

Chart details loan characteristics for MI-insured loans sold to Fannie Mae or Freddie Mac. Provides volume, average loan size, average loan-to-value ratio, average FICO score and average debt-to-income ratio for purchase mortgage loans with and without mortgage insurance and refinance loans with and without mortgage insurance.

1Q13-2Q16 Data

3Q12-4Q13 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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