Mortgage Profitability, Earnings and Repurchase Activity

Outstanding Repurchase Claims by Counterparty

Data breakdown for top lenders by quarter and by counterparty for outstanding repurchase claims. Lenders are Bank of America, Wells Fargo, JP Morgan Chase and Citigroup, and Ally Financial (4Q10-4Q13 data only). Counterparties are GSE, PMI/Monoline, Private/Other. Other columns are GSE share of total outstanding and lender's share of group total.

1Q12-4Q13 Data

4Q10-4Q12 Data

Poll

Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.
Time for a change. Borrowers are different today.
Undecided, still assessing the situation.

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